NewsMakers
ML Kwarta Padala becomes a prominent fixture in Philippine society
As a leading remittance service provider in the Philippines and overseas, ML Kwarta Padala has provided valuable services to millions of Filipinos in the form of remittances through all their loved ones.
By Rizal Raoul S. Reyes
There is no denying the fact that ML Kwarta Padala has become a prominent fixture in Philippine society. As a leading remittance service provider in the Philippines and overseas, ML Kwarta Padala has provided valuable services to millions of Filipinos in the form of remittances through all their loved ones.
To be always on top of its game and at the same time consistently delivers excellent customer services, M Lhuillier is continuously building its network of branches in the Philippines and establishing collaboration with partners abroad by harnessing cutting-edge technology.
The M Lhuillier management made sure customers will have an easy time in their transactions by introducing easy procedures, convenient locations, and readily available cash in all of its branches.
Corporate philanthropy
Aside from providing stellar service to millions of Filipinos, M Lhuillier also is quite active in its corporate philanthropy fully aware that Filipino families especially those belonging to the marginalized sector needs to be given the necessary assistance to make their lives easier. With the help of its dedicated Organizational Productivity Enhancement Committee (OPEC) groups, M Lhuillier continues to reach out to extend its help to the depressed communities in the country.
Blood donation
Helping your fellow man especially in challenging times is the greatest satisfaction in life. Through its blood donation program, M Lhuillier’s blood donation campaign is making a big difference by saving lives. It also pays tribute to the blood donors because their vital service has saved a lot of lives.
Looking at the long term, M Lhuillier is aware that the country should have enough supply of blood especially during medical emergencies, and conducted bloodletting drives in various regions of the country through the initiatives of its OPEC groups.
The list of bloodletting drives by M Lhuillier is amazing. In partnership with OPEC Kulintang, the company was able to tap 50 volunteer blood donors in Brgy. Indangan, Makilala, North Cotabato. OPEC Capital, in cooperation with the Philippine Red Cross, held the Annual Blood Letting Activity called “Dugo Mo, Buhay Ko” at Divisoria, NCR Region.
Moreover, M Lhuillier is supporting the Philippine Red Cross Institute to boost its blood donation and to respond to the increasing blood requirements of hospitals and health centers. This was highlighted during the pandemic where thirty-eight bags of blood were extracted from employees of the company that benefited the program. There are still lots of bloodletting programs that were conducted by M Lhuillier around the country.
In these times of need, M Lhuillier believes that even the smallest act can have significant impact. It’s just a blood donation for you, but it’s a life extension for others.
“If you want to make the world a better place, take a look at yourself and then make a change.”
Michael Jackson
Man in the Mirror (1988)
Inspired by Michael Jackson’s song ‘Man in the Mirror’ calling to change the world for the better, M Lhuillier does its share through one of its pro-people endeavors – financial inclusion.
Being the country’s largest non-bank financial services network, with over 3,000 branches nationwide and a trusted presence abroad, M Lhuillier is walking the talk by promoting its services to the unbanked members of the Philippine society.
Led by the OPEC clusters, M Lhuillier has given assistance, awareness, and appreciation by establishing an outreach program to promote financial literacy to millions of Filipinos.
Moreover, the Cebu-based company has been living up to its billing as “Tulay ng PaMLyang Pilipino,” from the bustling commercial areas to the relatively low-key communities and far-flung barangays such as Cavite, Cebu, Capiz, Lanao del Norte, Panay, Oriental Mindoro, Zamboanga, Mandaluyong City, Palawan, Cotabato, Surigao del Sur, Maguindanao, and Davao del Sur.
M Lhuillier knows how to reciprocate the love given to them by their staff. A security guard from Lanao del Sur who has been working with the company for 23 years has been commended for his services. It would be very timely as the security guard experienced financial and health challenges.
Moreover, its employees and customers have been recipients of well-deserved recognitions due to strong loyalty and support of the brand through the years.
M Lhuillier is also championing people’s health by providing access and awareness to health and cleanliness habits. Through the efforts of OPEC officials, M Lhuillier provided beneficiaries in Cavite City medical kits and other medical equipment to aid in developing a healthy lifestyle.
M Lhuillier is also a strong supporter of education, commending student-achievers as well as educational institutions by providing “Medals of Excellence” to show their admiration and inspire them to prioritize education in their lives. The company donated computers for both students and faculty in different schools around the country,
It also has the ML CARES Foundation to help the underprivileged in our society through various programs. Moreover, M Lhuillier conducts spontaneous community feeding programs in the country.
M Lhuillier also looks for the children’s health and nutrition to ensure theirproper growth and development.This will also enable them to perform better in school.
There are other programs by M Lhuillier that can be expounded. But for the lack of space, the above mentioned programs would be sufficient for the meantime.
M Lhuillier has achieved tremendous growth since it opened its first pawn and jewelry shop in the 1980s in what is considered the country’s oldest thoroughfare, Colon Street in Cebu City. This became a reality when Michel Jones Lhuillier, together with his wife, Amparito Llamas Lhuillier, then founded the M Lhuillier Group of Companies. His son Michel is currently carrying the torch to maintain the rich legacy of the company that is anchored on commitment to quality and trustworthy service.
NewsMakers
Telling people they might lose motivates more than telling them they might win, research shows
How managers choose to frame problems directly influences employees’ motivation to speak up at work. For managers, this is an insightful approach for building more open and collaborative teams.
Athletes say they hate to lose more than they love to win. New research finds the same sentiment is shared in organizations.
A Virginia Tech researcher and his colleagues discovered that when managers frame work problems as a potential loss, employees are more likely to take action than when those problems are framed as potential gains. The research also revealed that when the potential loss impacts a larger group, employees are more likely to take action in the form of speaking up to a supervisor in hopes of finding a solution. The findings were recently published in the Journal of Applied Psychology.
For managers, this research suggests that framing work problems as potential losses can influence employees to speak up more.
“Employee voice occurs when suggestions are made to improve organizational functioning,” said Phil Thompson, associate professor in the Pamplin College of Business Department of Management. “From an organizational perspective, the positive outcomes of employee voice include improved performance, effectiveness, and workplace safety. From an employee level, speaking up is positively related to creativity, innovation, engagement, and ethical behavior.”
At its core, this research shows that how managers choose to frame problems directly influences employees’ motivation to speak up at work. For managers, this is an insightful approach for building more open and collaborative teams.
“When managers say, ‘If we don’t get this done, not only will you lose the $5,000 bonus, but everybody in this work group is going to lose a $5,000 bonus,’ it magnifies an employee’s motivation to act in a proactive way,” said Thompson. “This suggests that framing work problems as what will be collectively lost – compared to what can be individually lost – makes employees want to speak up more.”
Thompson was part of a research team led by Jeffery Thomas and Jonathan Booth from The London School of Economics and Mark Bolino from Oklahoma University. Together they analyzed responses from nearly 2,000 full-time employees, MBA students, and employee-supervisor pairs for their experience in situations where work problems were framed as either a gain or a loss. Across three different studies, framing something as a loss yielded employees to voice a work suggestion more.
For example, a manager dealing with a reputational crisis of their team, such as a product quality issue, can frame the problem in a way to spark helpful employee suggestions on how to resolve the issue. For example, instead of saying “if this product has great quality, our company will look really good” a manager saying “if this product is not up to quality standards, our reputation will be damaged” carries more weight for the team. When this reputational risk is shared by everyone, employees are more willing to step forward to help the problem.
In the first study, participants were asked to think about a problem at work that was significant for them. From there, they were randomly assigned to write about the potential losses or gains from that problem. They were also asked to indicate how likely they were to talk about these problems to their supervisor. Participants who reflected on their potential losses showed a 16 percent higher willingness to speak up compared to those who focused on the potential gains.
When it came to the MBA students, they read a fictional performance review scenario where a workplace problem was described. They then rated how willing they would be to speak up about that scenario if they were in the situation. One example suggested that the entire team might fall short of its goals if an issue was not addressed. This specific scenario yielded the most likelihood of speaking up 35 percent more than the scenario’s suggesting that only they would miss their goal, supporting the research’s findings that an employee is more likely to speak up when the loss impacts more people.
The third study looked at employee-supervisor pairings to understand how these relationships play out in the real world. Using pairings from across three industries, employees reported a workplace problem they encountered and their supervisor rated how often that employee spoke up on the job. While the first two studies involved hypothetical scenarios, this real-world evidence showed that employees were 8-10 times more likely to speak up when issues were framed as a potential collective loss compared with a potential collective gain.
“This research is really geared toward managers so they can facilitate and understand how and why their employees will speak up,” said Thompson. “You can talk about the issue, but it always ends in terms of how we frame things.”
NewsMakers
Yoga practice could reduce blood pressure in people with obesity
People who practiced yoga had a significant decrease in blood pressure, with systolic blood pressure lowered by an average of 4.35 mmHg and diastolic blood pressure by 2.06 mmHg.
Practicing yoga could help people with overweight or obesity improve their cardiometabolic health, according to a study in the open-access journal PLOS Global Public Health by Widya Wasityastuti from the University of Edinburgh, Scotland, and colleagues.
Yoga is a popular form of exercise around the world, and is a gentle and accessible form of exercise for many people. To better understand the potential health benefits of yoga, the authors of this study performed a meta-analysis, examining 30 studies of yoga for its cardiometabolic benefits. They focused on studies which examined outcomes for blood pressure, lipid profiles, glucose homeostasis, markers of inflammation, and measures of antioxidants, and those which examined people with body-mass index over 23 for Asian countries, and 25 for other countries, indicating that participants had overweight or obesity. Of the 30 studies considered, 23 were conducted in Asian countries, while the remaining studies were from the United States, Germany, and Australia.
Across the 30 studies and a total of 2,689 participants, the authors found that people who practiced yoga had a significant decrease in blood pressure, with systolic blood pressure lowered by an average of 4.35 mmHg and diastolic blood pressure by 2.06 mmHg. They also found modest beneficial effects on low- and high-density lipoproteins, types of cholesterol that have been linked to an increased risk of stroke.
The authors note that the studies analyzed were not specifically recruiting people with obesity, and there was no dose-response measured, so it is unknown how much yoga is needed to produce these effects, though the studies they analyzed favored practice of at least 180 minutes per week.
The studies also focused heavily on Asian participants, and practitioners with comorbidities were excluded from analysis. Finally, it’s important to note that due to the nature of this study, causality cannot be confirmed here despite the correlations found.
Further studies will be needed to understand whether yoga can provide similar benefits to other populations, as well as people with co-morbidities such as diabetes or heart disease.
The authors suggest that while more high-quality trials are needed, the meta-analysis supports potential benefits of yoga for cardiometabolic health in people with overweight and obesity.
The authors summarize: “Our review suggests that yoga may offer a helpful additional option for improving some aspects of cardiometabolic health in adults with overweight or obesity, particularly blood pressure.”
They add: “Yoga is often seen mainly as a wellbeing practice, but our findings suggest it may also support certain cardiometabolic health outcomes in adults with overweight or obesity.”
NewsMakers
Stress, BMI, and hormones linked to earlier puberty in girls
Higher levels of key steroid hormones—combined with elevated stress and body mass index (BMI)—are associated with earlier onset of puberty in girls.
Higher levels of key steroid hormones—combined with elevated stress and body mass index (BMI)—are associated with earlier onset of puberty in girls, according to a new study at Columbia University Mailman School of Public Health.
The findings are published in The Journal of Clinical Endocrinology & Metabolism.
Elevated prepuberty urinary levels of glucocorticoids, androgens, and progesterone were strongly linked to accelerated breast development (thelarche). Girls with high glucocorticoid levels alongside high BMI and stress entered puberty an average of seven months earlier than peers with lower levels.
“While stress and BMI have long been recognized as independent predictors of puberty, few studies have examined how they interact with a girl’s hormones,” said Lauren Houghton, PhD, assistant professor of Epidemiology at Columbia Mailman School, and first author. “Our findings challenge conventional research that has largely focused on estrogen and body size, highlighting instead the role of stress and androgens – typically thought of as male hormones– in shaping pubescent development.”
The strongest associations were observed for progesterone, androgens, and glucocorticoids, indicating that multiple hormonal pathways—not just estrogen—play a critical role in the timing of puberty.
For example:
- Higher glucocorticoid, androgen, and progesterone metabolites were associated with earlier onset of puberty
- Elevated androgens and progesterone were also linked to a longer duration of puberty
- Estrogen metabolites were associated with delayed onset, not acceleration
- The effects of hormones on puberty timing were significantly modified by BMI and stress levels.
Notably, the associations were consistent regardless of family history of breast cancer.
“Our objective was to identify the full set of hormonal patterns linked to accelerated puberty and test whether BMI and stress modify this relationship,” said Houghton, who is also assistant professor at the Herbert Irving Comprehensive Cancer Center at Columbia. “We predicted that girls with elevated BMI and stress would experience the earliest onset—and that the stress response shifts during this key time for girls.”
The researchers drew on data from the LEGACY Girls Study, a cohort of 1,040 girls ages 6 to 13 recruited across the U.S. States and Canada. Participants were followed every six months with clinical assessments, questionnaires, and biospecimen collection.
The analysis included 327 girls who were at the pre-puberty stage at baseline and provided urine samples at least one year before the onset of puberty. Houghton and colleagues measured a comprehensive panel of steroid metabolites using first-morning urine samples and tracked puberty development using validated clinical scales.
Mothers of the girls completed an Internalizing Composite Scale, which includes subscales for anxiety, depression, and other at-risk status. They also provided information on girls’ family history of all cancers as well as on pregnancy and infancy, including birth weight and their child’s race and ethnicity. Trained research staff measured height and weight twice every 6 months.
“Unlike prior research, this study simultaneously examined hormonal patterns, BMI, and psychosocial stress—captured through standardized behavioral assessments—within the same cohort,” said senior author Mary Beth Terry, PhD, professor of Epidemiology at Columbia Mailman School, and the Herbert Irving Cancer Center, and Silent Spring Institute. “Interestingly, we also learned that the associations were consistent regardless of family history of breast cancer.”
The findings may help explain the ongoing trend toward earlier puberty and point to actionable prevention strategies, observed the authors.
“Stress-reducing interventions and healthy lifestyle changes may help delay early puberty and improve long-term health outcomes,” said Houghton. ‘Because early puberty is linked to increased breast cancer risk later in life, the results have important implications for both pediatric care and public health.”
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