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Absolute worst gifts to give this Valentine’s Day

Valentine’s Day is a holiday where couples reenter the honeymoon stage of their relationship by spending the whole day showering each other in love and gifts.

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Photo by @freestocks from Unsplash.com

The most romantic day of the year is coming up next month, so Dating.com, part of the Dating Group and the company behind numerous online dating sites, released tips for celebrating Valentine’s Day from home this year as well as the absolute worst gifts to get your valentine. 

Just like recent holidays that passed, Valentine’s Day is going to look a little different this year. A majority of couples will be spending the day at home rather than in a public place such as the movies or a favorite restaurant, but that doesn’t mean the holiday day will not be special.

Dating.com has shared below some fun and romantic at home date ideas to celebrate with your love.

  • Spa and Massage: Who doesn’t love to be pampered? This year, it is a fun idea to set up an at home spa and massage. Couples can take turns giving each other romantic massages and spa treatments of their choice. Pick out your favorite face mask and beverage and have a relaxing and romantic evening.  
  • Home-made Movie Theater: Going to the movies or a live show is always a popular event for Valentine’s Day. This year, couples can make their own movie theater right in their living room! Pick out a new movie that you and your partner have been wanting to see, grab your favorite candy, snacks and drinks and press play. The best part of this at home date is that you don’t have to get dressed up, sweatpants and your favorite oversized sweater is the perfect attire.
  • Take-out Dinner: Valentine’s Day is all about spending time with your partner. Instead of cooking a time-consuming dinner and having to clean it all up, pick a couple of your favorite restaurants and order a smorgasbord of food to go! To make it more fun, don’t tell your partner what you got and surprise each other with delicious food.

“Valentine’s Day is a holiday where couples reenter the honeymoon stage of their relationship by spending the whole day showering each other in love and gifts,” says Maria Sullivan, Dating Expert and Vice President of Dating.com. “However, because this year everyone will be celebrating a little different, we wanted to make sure that we shared some fun date ideas that couples can do from the comfort and safety of their homes. Additionally, with most activities off the table, fun gifts are more important than ever, so it is crucial to put a lot of thought into what you are getting your partner to show them how much you care for them. It is also important to remember that no matter where you are celebrating the holiday, the best part is who you are spending it with.”

Last Valentine’s Day, Dating.com reported the worst gifts their users were ever given which included a used candle and a card themed for the wrong holiday. With an entire year gone by, Dating.com resurveyed its users to discover 78% have received gifts that they didn’t really enjoy. Surprising presents include:

  1. Wilted Flowers
  2. A picture frame with no picture in it
  3. A pet hamster
  4. A bag of unopen assorted Halloween candy
  5. Valentine’s Day themed socks
  6. An online workout subscription
  7. An Ashtray
  8. A used gift card
  9. An open bottle of wine / liquor
  10. An old VHS movie

Although the previously mentioned gifts aren’t the best, there are some gifts that one should avoid entirely when thinking about what to get their significant other this Valentine’s Day. Those gifts are as following:

  • Engagement Style Ring: The only time you should get your partner a ring that looks like an engagement ring is when you are proposing. An engagement ring is a really special piece of jewelry that represents love and commitment. It should only be given when you are ready to take that next step with your significant other.
  • Perfume/Cologne that Your Ex Used to Wear: Scent is a very personal thing. Everyone has they own identifying smell. If you are thinking about getting your partner a perfume or cologne for Valentine’s Day, make sure to pick out one that you really think will suit them. Picking a scent that your ex used to wear is something to avoid when shopping.
  • A Pet: Even though they are very cute, pets are a huge 10-20-year commitment. When choosing a gift for your partner, you want to make it something that they can enjoy but don’t need to tend to everyday. However, if you are thinking about getting your partner a pet, make sure it isn’t a surprise and they are onboard with the idea.

To join Dating.com’s extensive, international network of singles and find your Valentine, please visit www.dating.com.

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Free P200k insurance for BPI-Philam, BPI clients; registration ‘til June 30 only

BPI-Philam has allotted Php200,000 in life insurance each to one million clients, equivalent to Php 200 billion. Any qualified BPI accountholderor BPI-Philam policy owner can sign up for the free insurance. For the latter, this is an additional benefit on top of their existing plan’s benefits.Overseas Filipinos may also register, as long as they meet the requirements.

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Bancassurance leader BPI-Philam and its partner Bank of the Philippine Islands (BPI) have extended the registration for the free COVID-19 life insurance coverage for their clients until the end of June this year. The coverage is effective for 90 days.

BPI-Philam has allotted Php200,000 in life insurance each to one million clients, equivalent to Php 200 billion. Any qualified BPI accountholderor BPI-Philam policy owner can sign up for the free insurance. For the latter, this is an additional benefit on top of their existing plan’s benefits.Overseas Filipinos may also register, as long as they meet the requirements.

“We would like to reassure our clients that we are one in this fight. BPI-Philam is dedicated to delivering the life, health, and financial protection needs of Filipinos at this critical time. Amid all the uncertainty and anxiety that came with the pandemic,let us remember that the most important thing is that we take care of our loved ones and protect what matters most before it becomes too late,” said BPI-Philam Chief Executive Officer Surendra Menon.

Latest statistics from the Department of Health puts the nationwide tally at over 1.1 million confirmed COVID-19 cases, with death toll at over 20,000.In addition, the government’s vaccination plan spans three years, highlighting the need for urgent interventions. BPI-Philam’s free life insurance is for BPI clients aged 18 to 64 who are not a probable/suspect/confirmed COVID-19 patient at the time of application.The registration can be fully completed via the website <bpi-philam.com> or through Bancassurance Sales Executives (BSE) via phone or in person at the branch.

BPI-Philam is the bancassurance arm of AIA Philam Life in the Philippines. At the onset of the pandemic, it was among the first in the country to offer free COVID-19 life insurance, with one of the longest periods of coverage at 90 days and the highest coverage amount at Php 200,000. First launched in June 2020, the program has since covered over 700,000 lives, with 19 claims filed for a total payout of Php 3.8million to date.

Among the first beneficiaries of the program was Janice of Kalibo, Aklan. In their family’s ordeal with COVID-19, the biggest realization was how the virus can affect just about anyone and even lead to death. The financial assistance from the program helped them deal with the grief over their deceased family member without the anxiety that came with financial expenses.

“I believe that loving your family includes giving them a sense of security and peace of mind when it’s time for you to go.This is why I strongly encourage people, especially the young generation, to secure an insurance plan while they are still young and able,” said Janice.

Clients are also encouraged to extend the program to their family and friends who can register as long as they are also qualified BPI account holders.Non-BPI account holders can grab the opportunity by easily opening an account before the registration period ends.

Meanwhile, those who wish to extend their protection coverage beyond the allotted amount and for other insurable claim may get the full protection of BPI-Philam’s affordable and accessible life and health insurance products. This can include financial assistance for hospitalization costs, income protection, accidental death/dismemberment/disablement benefits, and more.

“Most importantly, however, peace of mind is the singular invaluable benefit that people can get from insurance.As such, we would like to invite everyone to take advantage of this offer and protect their loved ones in case of the unthinkable,” Menon said.

Interested customers can talk to a BSE or BPI branch officer for further assistance.More information about BPI-Philam’s products and services is also available at the website <bpi-philam.com> or on Facebook <fb.com/BPIPhilamOfficial>.

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Pru Life UK underscores women’s health with breast cancer protection

Pru Life UK has launched its latest health protection product designed for the independent and empowered women in our lives, the PRUHealth Prime – Select Breast Cancer, through Pulse, the company’s all-in-one health and wellness app.

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Pru Life UK has launched its latest health protection product designed for the independent and empowered women in our lives, the PRUHealth Prime – Select Breast Cancer, through Pulse, the company’s all-in-one health and wellness app.

“This protection product, designed for the women in our lives, be it our mother, sister, daughter, daughter-in-law, or grandmother, goes a long way for less than Php 2 a day. With it Pru Life UK underscores women’s health by giving hardworking and caring Filipinas financial protection from breast cancer, currently the most common cancer among women in the Philippines and worldwide1,” shared Pru Life UK Chief Customer Marketing Officer Allan Tumbaga.

PRUHealth Prime – Select Breast Cancer comes in two packages. A one-time premium of Php 150 provides a lump sum amount of Php 10,000 upon diagnosis, while a one-time premium of Php 425 offers a lump sum amount of Php 10,000 upon diagnosis and a guaranteed lump sum amount of Php 20,000 when undergoing Mastectomy or Lumpectomy. This is valid for one year.

PRUHealth Prime – Select Breast Cancer protection is the first cancer-specific product offered in the market. The protection is available for purchase through Pulse, which can be downloaded for free on any Android or iOS mobile device. To get this product, visit this link.

Last month, Pru Life UK also introduced two new optional supplemental critical illness (CI) benefits or riders, the Select Top 42 and Select 523 Critical Illness riders to PRUHealth Prime, an insuravest plan with critical illness coverage against all forms of cancer.

The Select Top 4 Critical Illness Benefit provides for top 4 covered late-stage critical illness conditions, while the Select 52 Critical Illness Benefit provides for 52 covered late-stage critical illness conditions.

Customers who are availing of PRUHealth Prime but would want to be covered against other critical conditions can purchase either of the two new critical illness riders during the new business application process and/or after policy issuances. 

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Holcim launches Phl’s first water repellent cement

Called Holcim Aqua X, the new product is designed to protect structures such as homes from damage and deterioration caused by water. The Company developed Holcim Aqua X after a study showed 70% of homeowners and contractors identified water protection as an important consideration in projects.

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Holcim Philippines, Inc. launched in March the country’s first ever water repellent cement in response to customers’ demand for a product that can help protect structures against excess moisture.

Called Holcim Aqua X, the new product is designed to protect structures such as homes from damage and deterioration caused by water. The Company developed Holcim Aqua X after a study showed 70% of homeowners and contractors identified water protection as an important consideration in projects.

Concrete walls and foundations with poor protection are prone to cracks after steel rebars rust and expand as water seeps in. Painted walls may also develop imperfections due to water seepage. Unaddressed, these can cause serious damage to a structure.

Holcim Aqua X contains Active Water Repellent Boosters that prevents such damage. These make it easier to build water-resistant structures compared with current practices, where builders apply a repellent on walls or include a water-proofing compound to the concrete mix.

Holcim Philippines President and CEO Horia Adrian: “This new product highlights our great advantage in developing exciting products. It also shows that we listen to our customers to understand what they need so we can develop innovative products that help them build better.”

Aside from showcasing Holcim Philippines’ strength in innovation, Holcim Aqua X supports the Company’s commitment to keep its business respectful of the environment.

“Being a blended cement, Holcim Aqua X is more environment-friendly than others in the market because it uses less clinker thus having lower carbon footprint. This continues our proud legacy of producing sustainable products that deliver superior performance,” added Adrian.

The new product was launched to key customers in Davao and will be available throughout Mindanao by the end of the year. Holcim Aqua X is the latest product the Company has launched as it steps up the roll out of specialized construction solutions that address specific needs of builders in the country.

In 2019, the Company introduced road infrastructure cement Holcim Solido as an alternative to ordinary Portland cement. Due to its durability and performance advantage, Holcim Solido has become a significant part of the Company’s product mix.  Holcim Philippines followed this up last year with Holcim Multifix, an easy-to-use and multipurpose mortar product that can help contractors and masons improve the quality of walls, floors, and tile installation in their building projects.

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