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Over 75% of travelers experience travel mishaps, but few have travel insurance

Even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

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A new survey conducted by travel insurance comparison site TravelInsurance.com found that even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

“The results from the survey show a clear disconnect – respondents have real concerns about travel interruptions and have experienced them first-hand, yet they do not consider the many benefits of travel insurance,” said Stan Sandberg, co-founder of TravelInsurance.com. “Our survey revealed that the most common reasons why travelers disregard travel insurance are: they believe it’s too expensive; they don’t understand the coverage or the rules of purchasing it; and they believe they just don’t need it. By dramatically simplifying the travel insurance shopping experience – and giving travel consumers a transparent view of the value proposition of travel insurance – TravelInsurance.com is helping to educate travel consumers to shop and buy with confidence.”

The survey asked more than 1,000 individuals who travel multiple times a year about their leisure travel habits in 2018, along with what concerns they have when booking their vacations. Below are some key findings.

Travel Spend

The survey found that more than one in five (22%) will spend more than $5,000 on travel this year, with almost half (47%) spending more than $2,500. Older travelers tend to spend the most as they typically have greater disposable incomes, take longer trips and spend more on vacation travel than their younger counterparts.

Travel Concerns

According to the survey, the top three travel concerns for travelers were weather-related disruptions, the possibility of illness or injury affecting a trip, and terrorism. These concerns are also the top risks addressed by most travel insurance plans.

The survey further drilled down into travelers’ concerns about the weather. More than three quarters of respondents (78%) indicated that they’re at least thinking about the weather at their arrival destination when booking a trip. However, more than half (52%) said they rarely or never take into consideration the weather in their departure city when booking a trip.

Travel insurance with trip cancellation coverage is one of the most effective ways to protect an investment in non-refundable vacations year-round, but it can be especially important during the increasingly active hurricane season and during winter months when storms are more likely. These both coincide with some of the busiest leisure travel months of the year.

Travel Interruptions

While many vacations go smoothly, survey results point to rampant delays. Three out of four respondents (76%) have experienced a flight delay in the past, and nearly half (48%) have had their luggage lost or stolen. Another third (35%) have experienced either getting sick or traveling with someone who has gotten sick while on a trip.

Travel Insurance

Most consumers are worried about travel disruptions, and most have experienced them in the past, yet more than half (54%) have never purchased travel insurance and two thirds (65%) of those have never even considered it. The survey also showed that about half (47%) of respondents didn’t know whether or not their health insurance provided coverage while traveling, especially when traveling abroad. Travel insurance plans can provide medical and emergency evacuation coverage for international travel.

The reasons travelers don’t purchase travel insurance show that there remains a number of misconceptions about the value proposition of travel insurance and the benefits it provides. TravelInsurance.com was founded on the primary goal of addressing those misconceptions. By offering a simple and transparent shopping experience where consumers can compare plans and providers quickly, TravelInsurance.com gives consumers an affordable way to protect against the travel disruptions that concern them the most.

“Many people don’t think they need travel insurance or that it’s too expensive. However, today’s frequent travel disruptions and lost travel expenses would suggest otherwise,” continued Sandberg. “Travel cancellation coverage can cost as little as four percent (4%) of a trip’s total cost, which if something goes wrong and you have to miss your trip, can save you thousands of dollars in the long run. Coverage for emergency travel medical and evacuations can cost even less.”

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Destinations

Visiting San Pablo City’s Pho Viet Nam

When we came across Facebook posts on Pho Viet Nam in San Pablo City in Laguna, we expected to encounter what was experienced in Vietnam (i.e. good food over so-so venue). We expected too much…

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If you’ve been to Vietnam, you’d know that some of the best places to eat at are in those neighborhood eateries; their versions of karinderya, in a manner of speaking, where locals prep good lutong-bahay Vietnamese offerings sans the classy places of expensive restos. Here, the focus is always the food, never the blings.

So when we came across Facebook posts on Pho Viet Nam, located somewhere in San Pablo City in the Province of Laguna, we sort of expected to encounter what was experienced in Vietnam.

@outragemag Looking for #Vietnam food while in #SanPabloCity in #Laguna? We #LGBT checked #PhoVietNam ♬ original sound – Outrage Magazine

Una, this is not the most accessible place even for those with vehicles from Metro Manila. This is because you still have to travel for over an hour (if you’re lucky traffic-wise), and spend on your gas and the toll and so on.

Note that when you’re also along Apolinario Mabini Street, the resto isn’t apparent. It is located at the back of another resto (Joy), so it is very easy to miss. There is, BTW, a small entry at the side of the resto, which leads to an outdoor parking space.

Ikalawa, the actual resto is cheap-looking – e.g. plastic décor, running lights here and there, and so on. Very karinderya; cheap karinderya, for that matter.

Ikatlo, the servers were okay naman; they knew what was on the menu, and – after making quick recommendations – kept you undisturbed to enjoy what you ordered. The orders took some time to be prepped, however; I was even able to order bad-tasting fries from the other resto due to the waiting time.

Ika-apat, how was the food?

Both the ₱245 Beef Noodle Soup and the ₱245 Seafood Noodle Soup weren’t bad naman; but they weren’t good either. You get enough properly-cooked meats, the noodles are sufficient, and so on. Taste-wise, though, they were bland, and no amount of the prepared condiments helped in changing the flavor.

The ₱190 Rice Paper Roll sufficed even if, by and large, it was tasteless. The saving grace: the satay dip since it was rich and nutty and all that.

The ₱160 Meatloaf and Egg Sandwich (the banh mi kep thit va trung) had enough meat naman… and yet was also bland.

Considering the asking prices of this place, you sort of expect a lot, too. Add to that the popularity of the place – e.g. look at all those who dine there, kinukuyog. Alas, the realities when already there are harsher.

Heading to San Pablo to check this place led us to the nearby Dagatan Blvd. surrounding Sampaloc Lake, a must-check place in these parts. So we sort of do not regret heading to San Pablo.

But buod: No, Pho Viet Nam is not worth the dayo; not worth for you to intentionally seek this place out. The food wasn’t bad. But it’s not great, or even good either. It just suffices. And so, particularly for non-locals, the additional expenses for the gas, toll, et cetera make going there not worth it… sorry.

But off we go for more LGBTQIA+ rampa…

Pho Viet Nam is located at 130 Apolinario Mabini Street, San Pablo City, 4000 Laguna.

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Destinations

Heading to Pila, Laguna? Check out La Cosina Antonio

We found our #LGBT selves in #Pila, #Laguna, where we ended up checking La Cosina Antonio.

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While traveling from Batangas City on the way to Paete, Laguna after an Intersex 101 training workshop, intersex activist Jeff Cagandahan worried where he’d feed us. And then, after a quick discussion with his wife, he suggested La Cosina Antonio, which is apparently a must-check resto in the Municipality of Pila in the province of Laguna.

So we went there, and… how was it for us?

@outragemag #LGBT wandering in #Pila, #Laguna? You may as well try #LaCosinaAntonio ♬ original sound – Outrage Magazine

Una, this is really only convenient to access by locals, or those with private vehicles. Pila, if you must know, is one of the oldest settlements in the Philippines. It is, nonetheless, still largely provincial. And so this place is dadayuhin; you need to intentionally go there as it’s not on the way to major destinations.

Ikalawa, the actual venue is BIG. This one’s an old house converted into a resto with different parts – e.g. for dining, for drinking complete with a performance space for a band, venue spaces, and so on. La Cosina Antonio is, thankfully, well-kept, so that it’s clean, has updated furniture, and so on.

Ikatlo, the staff was okay naman when we were there, able to discuss what’s on the menu, make recommendations… and then prepare the orders and deliver them fast. Very home-y approach, actually, treating guests as regulars.

Ika-apat, how was the food?

The ₱375 Dinakdakan was actually good, the pork belly crispy, the chopped onions and green chilies fresh, and the calamansi-mayo dressing not overpowering.

The ₱390 Sinigang na Hipon was… so-so, not bad though not good either. Pampainit-tiyan. Though, this has to be said, at least di tinipid in the number of shrimps served.

The ₱560 Garlic Pepper Whole Chicken was good; the meat stayed juicy even if the skin was crunchy.

The ₱770 Crispy Pata was also good; crunchy skin and, yes, malamang pata. There are times when you get Crispy Pata that’s basically just skin and bone, no meat at all. Here, we got meat… thankfully.

This place is popular, true (check their Facebook page, LOL). I can be dismissive and say that because, if in Pila, it’s not like you have lots of choices. But truth be told, it’s also because La Cosina Antonio actually has not-bad stuffs to offer… including the okay venue, okay service, and okay food. So check out if you can… or just join us as we look for more LGBTQIA+ lafangan venues…

La Cosina Antonio is located along JP Rizal St., Barangay Sta. Clara Norte, Pila, Laguna.

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Destinations

Pasalubong shopping in Davao via Aldevinco

#Pasalubong hunting in #Davao? Consider the new, pinasosyal #Aldevinco that may not have the grimy character of the old location but still is worth #LGBT visiting.

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Davao-bound tourists know – or should know – of Aldevinco Shopping Center, the city’s one-stop-hub for everything Mindanao-related. You need malong or patadyong as pasalubong? You need a kulintang not just as a musical instrument, but as décor? You need batik, or T’boli ethnic apparel? You can find them all… and even more, in Aldevinco.

But here’s the thing, particularly for those who do not know yet: the old Aldevinco, which was located along C.M. Recto Street and Roxas Avenue in Davao City, is no more.

Now… enter the new Aldevinco, this time located at Poblacion Market Central on C. Bangoy Street (former Madrazo Fruit Stand)… which isn’t that far from the old place, actually.

We checked, and here are some things worth noting.

@outragemag #Pasalubong hunting in #Davao? Consider the new, pinasosyal #Aldevinco that may not have the grimy character of the old location but still is worth #LGBT ♬ original sound – Outrage Magazine

Una, this place looks and feels new. The old Aldevinco had a palengke feel, but this one has a mall feel. So you have a high-ceilinged venue with better-arranged stores that are air-conditioned, and so on. Pina-sosyal, in a manner of speaking.

Ikalawa, when there, the rules remain the same: haggle. The prices first quoted to you are not the actual prices the goods go for… unless you’re too moneyed and you don’t want to ask for discounts, though in that case, you shouldn’t even be in Aldevinco at all. The more you buy (i.e. bulk buying), the lower the prices, obviously. But always haggle… even if only for the fun of doing it.

Ikatlo, if you have time to spare, don’t auto-buy from the first store you check. Tour the area and compare prices. Often, the goods sold in one store will also be offered in a different store. So move around before making a final decision.

And ika-apat, Aldevinco may be popular as the go-to place for pasalubong, but in truth this isn’t the only one. Halimbawa, right across the old Aldevinco is a series of shops, some of them from the old Aldevinco. Because, at times, Aldevinco can feel like a tourist trap, and understandably, not everyone likes going into one. So consider your other options.

All the same, when in Davao, this is a place worth checking… if not for the shopping, then the food… or at least to check what happened to the tenants of the 60-year-old Aldevinco that was closed in December 2021, and is now being redeveloped into who-knows-what.

All part of rediscovery as we continue the LGBTQIA+ rampa wherever and everywhere…

Open from 9AM to 7PM (with the Kūkūñ Food Hall open from 10AM to 9 PM), Aldevinco Shopping Center is located at Poblacion Market Central, C. Bangoy Street, Davao City.

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