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Why Santé Barley and Santé Daily-C are your partners in this cold, rainy season

To gear up yourself during the ‘Brrr’ months, here’s how you can prepare with Santé.



It feels nothing but joy to realize that the holiday season is just around the corner because, finally, we can start using our sweaters and jackets and get cozy with our holiday hot drinks. The Ber Months mark the start of the joyful season and the start of colder nights. But are you prepared to face these times?  

It is only fitting to prepare yourself for the holiday season because it is best to celebrate it with your loved ones in your best shape. And for Santé, a premier natural health and wellness product, and services provider, celebrating the holiday season healthy is one of the greatest joys they can provide for people. With the COVID-19 pandemic and other health risks like the common cold, it is easy to get more exposed during the colder season.  

According to an article, cold, rainy weather is not the reason people get sick; the viruses get stronger during the cooler temperature. These viruses spread faster, which increases the chance of exposure. To combat this, your immune system needs to be stronger than ever.  

To gear up yourself during the ‘Brrr’ months, here’s how you can prepare with Santé.  

Take your vitamins  

One of the easiest ways for viruses and illnesses to enter your body is when you have a weak immune system. During the cold season, it is vital to strengthen your immune system to fully combat all viruses and bacteria that can cause cough, flu, cold, and more. While you can get a good number of vitamins and nutrition from the food you eat, it is also essential to take vitamins to support your body. 

Vitamin is one of the important vitamins you should get for yourself because it is essential for your growth and boosts your immunity. If you want to get your daily dose of Vitamin C, it is time to include Santé Daily-C in your daily routine. 

Santé Daily-C is the perfect vitamin for you and your loved ones in the ‘Brr’ months. It’s a non-acidic vitamin C that contains 568mg of Sodium Ascorbate. Since it’s a Sodium Ascorbate, it’s gentler on the stomach and safer for daily use. With Santé Daily-C, you can get the most out of this vitamin source without experiencing acidic pain. Santé Daily-C is available in three variants: Daily-C 500mg, Daily-C 750mg, and Daily-C Plus. 

Switch to healthier eating habits  

Of course, vitamins will not work on their own. You will need a good eating habit that will support the other vitamins and nutrients your body needs. If you are looking for a sign to go green and eat more vegetables and fruits more often, this is it.  

Instead of eating junk food whenever you are stressed, try eating healthier snacks like salads. Moreover, if you love soft drinks, artificial juice, and drinks with too much sugar, it is also time to drop them and switch to a healthier alternative. Santé Barley is the best healthy drink that you can try.   

Santé Barley is a pure barley grass powdered drink rightly mixed with stevia, one of nature’s most potent sweeteners. Santé Barley used barley grass harvested in New Zealand and is certified by BioGro as organic. This is best to take before meals and is also easy to prepare. You can adjust the taste of Santé Barley according to your liking by adjusting the water. Available in 3g sachets or in 200g canisters, Santé Barley is sure to complete your balanced diet.  

Restock your medical supply  

Because you will be more susceptible to viruses and illnesses during the cold season, restocking every medical supply needed in an emergency is crucial. One of the essential things to replenish is your go-to medicine for cough, colds, and flu. It is also vital to restock your sanitation kits like alcohol, disinfectant sprays, anti-bacterial soaps and wet wipes, and more that you can use to eliminate germs and viruses on any surface.  

You can also restock some supplements to keep your body healthy in your medical supply. Aside from getting more stocks of Santé Daily-C, you should also include Santé Barley™ capsules in your medical kit.   

Santé Barley™ capsules are a 500-mg pure barley grass powder packed in vegetable capsules, and this is best to take before meals. Once you add this capsule to your routine, it will help increase your stamina and energy, strengthen your immune system, and give you more benefits that will keep you healthy during the cold season.  

Take a pause and rest 

Usually, during Ber Months, people are busier than usual. There are many factors why and sometimes, it is so easy to get caught up with the hustle culture that we tend to forget to take a pause and rest for ourselves.  

Remember, the holiday season is about spending time with your loved ones. And you probably cannot do it if your body is too tired from all the external stress you encounter. Now that the weather is colder, it is time to take all the warm hugs from your loved ones and treasure every moment.  

While resting, it is also vital to include the vitamins and supplements from Santé to regain all the energy and nutrients you lost. Santé believes that to prepare for the cold season, you should also take care of your body. Using products with natural ingredients will surely make your Ber Months merrier.  

“At Santé, we believe that spending the holiday season healthy is the greatest gift you can give to your loved ones. As a prime mover in the health and wellness industry, we always believe that these products should be more accessible to everyone so that every family and friend can always enjoy a healthy body,” said Joey Marcelo, chief executive officer of Santé.  

Santé Daily-C and Santé Barley are natural health and wellness products offered by Santé. Dedicated to developing a comprehensive selection of everyday wellness products, Santé designed all its goods to improve people’s quality of life, to live more, and do more.   

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How tailored microinsurance products are key to relevance and adoption in PH

As an insurtech, Igloo and its partners have been instrumental in facilitating a wide array of microinsurance products that safeguard the unique needs of digital natives and underserved sectors.



For most people, understanding insurance boils down to the four most common types: life, health, auto, and long-term disability. While awareness of insurance importance is increasing, the aforementioned traditional insurance products are failing to resonate with many people due to various reasons including affordability, accessibility, and relevance. These factors have largely contributed to the low insurance penetration in the Philippines, which stands at 1.68% as of September 2023. 

This is where microinsurance is changing the game as insurtechs and insurance companies have introduced personalized microinsurance products that cater directly to the unique lifestyles and needs of Filipinos as they go through various stages of their lives. As an insurtech, Igloo and its partners have been instrumental in facilitating a wide array of microinsurance products that safeguard the unique needs of digital natives and underserved sectors. These products run the gamut from travel insurance, to electronics protection, e-commerce purchase protection, and even protection for the gamers’ health.

“While traditional insurance products may come with high premiums and broad coverage, microinsurance products are designed to provide targeted protection against specific risks that are relevant to our daily lives. By offering affordable products that address immediate needs, microinsurance can serve as the gateway to broader insurance protection and may be key to boosting insurance penetration,” said Roberto Vea, Commercial Lead at Igloo Philippines. 

Among the most popular insurance products Igloo PH and its partners facilitated are Gadget Protection and Online Shopping Protection. In 2023, Gadget Protection sold 10.3 million policies while Online Shopping Protection sold 1.98 million policies highlighting strong customer demand for coverage against electronic device damages and online purchase risks.

“Microinsurance empowers individuals to protect themselves against risks they face today, whether it’s safeguarding their electronics from liquid damage or ensuring affordable coverage for spontaneous travel adventures. At Igloo, we believe it’s important for insurers and insurtechs like ourselves to continuously develop relevant products and make sense for our customers,” Mario added.

As of September 2023, microinsurance premiums in the Philippines have increased by 19.6% to P10.16 billion, and over 56 million Filipinos are now insured under microinsurance policies. 

“The growth of the microinsurance industry underscores how the approach to insurance awareness is no longer one size fits all–it must evolve alongside our digital-first lifestyles, safeguarding our ever-expanding virtual assets and providing peace of mind in the face of modern risks,” Vea explained. “This also means ensuring that the products are where our consumers are–online, thus making sure that the entire buyer’s journey from consideration, to purchase, and claims must be easy, accessible, and uncomplicated.”

According to a recent study conducted by Manulife, 41% of Gen Z individuals (aged 18-24 years old, according to McKinsey) plan to purchase insurance online in the next 12 months. Furthermore, the study found that 33% of millennials (aged 25-44 years old) have already bought insurance online. This indicates that younger generations are increasingly preferring and adopting online channels for purchasing insurance.

This is where the availability of embedded insurance was able to expand the channels of distribution, providing consumers with a convenient way to discover, evaluate, and purchase products in just a few clicks. Igloo does this through partnerships with major e-commerce platforms like Lazada and Shopee, leading payment platforms such as DANA in Indonesia and GCash in the Philippines, and retail chains like Circle K in Vietnam.

“As Igloo continues to play a vital role in making microinsurance accessible to millions of Filipinos, we remain committed to prioritizing products that not only raise insurance awareness and adoption but are also relevant, innovative, and customer-centric,” Vea ended.

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Pru Life UK’s product guarantees 4% annual cash payout for 7 years

Customers’ principal money is secured with 100% cash back guarantee or return of the premium paid if the insured is still around after the 7-year insurance coverage period or maturity of the policy. The cash back gives comfort to families of a stable financial future.



Pru Life UK launches a new product designed to provide Filipinos life insurance coverage while also allowing them to earn returns with rates comparable with those from a high-yielding time deposit. PRULove Wealth uniquely offers 4% annual cash payout, 100% cash back, and up to 125% insurance coverage.*  

Regardless of market conditions, customers can rely on a guaranteed 4% annual payout based on the single premium paid. PRULove Wealth complements their traditional bank deposit and fixed income-generating financial assets. The steady earnings assure them and their families cash to celebrate life’s milestones, boost personal savings, and provide an extra layer of financial cushion.  

Customers’ principal money is secured with 100% cash back guarantee or return of the premium paid if the insured is still around after the 7-year insurance coverage period or maturity of the policy. The cash back gives comfort to families of a stable financial future. 

The life insurance coverage of up to 125% based on the single premium gives the customers wealth protection for their families. Whatever happens to the insured, the beneficiary gets the whole proceeds up to 25% higher than the principal.*  

PRULove Wealth solidifies our unwavering commitment to being the Filipino families’ most trusted partners and protectors by providing financial solutions that address their evolving needs. With the guaranteed benefits of our new product, we aim to help more customers achieve financial protection and their wealth aspirations,” shares Allan Tumbaga, Executive Vice President and Chief Customer & Marketing Officer.  

PRULove Wealth can help customers who want a convenient one-time pay life insurance product that reaps an uninterrupted flow of cash and secured legacy without worrying about market volatility. 

Pru Life UK maintains its industry’s top position in New Business Annual Premium Equivalent & total Premium Income from Variable Life Insurance products according to the Insurance Commission’s Life Insurance Sector Quarterly Statistics for Q3 2023.   

Its wide range of products is accessible through its over 42,000 digitally-empowered agency force and like-minded ecosystems and digital partners. 

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Introducing Taco Bell’s ‘Cupid’s Choice Valentine’s Special Combo’

Make every moment count with 1 Crunchy Taco Supreme, 1 Burrito Shawarma, 1 serving of Oreo Chocodilla, a side of Nachos Sprinkle, and 2 servings of Ruby Fruity Freeze for dine-in or 2 12oz. servings of soda for delivery, all for just P499!



This season of love, Taco Bell has cooked up an irresistible offer to help you show how much you adore that special someone! You’ll be love-struck like never before with the Cupid’s Choice Valentine’s Special Combo, available for a limited only!

Make every moment count with 1 Crunchy Taco Supreme, 1 Burrito Shawarma, 1 serving of Oreo Chocodilla, a side of Nachos Sprinkle, and 2 servings of Ruby Fruity Freeze for dine-in or 2 12oz. servings of soda for delivery, all for just P499!

Enjoy an all-time Taco Bell classic with the Crunchy Taco Supreme, made with a crunchy taco shell that’s filled to the brim with perfectly seasoned Mexican-style ground beef, topped with a special sauce, and then garnished with shredded fresh lettuce, diced tomatoes, and grated cheddar cheese.

Indulge in the Middle Eastern inspired Shawarma Burrito, made with Mexican-style ground beef topped with diced onions, tomatoes, and cucumber, and generously drizzled with Taco Bell’s rich and creamy garlic sauce, all encased in a soft and tender tortilla wrap.

Stay refreshed with sips of your Ruby Fruity Fizz or soda, and munch on some Nachos Sprinkle between each bite.

Finally, satisfy your sweet tooth with 2 slices of Oreo Chocodilla, a delectable treat made with gooey, melted dark chocolate, chewy marshmallows, and chunks of crushed Oreo cookies, all nestled in a lightly grilled tortilla wrap.

The Cupid’s Choice Valentine’s Special Combo will be available until February 29, 2024 only, so make sure to order today if you don’t want to miss this offer!

.Get it together with your other favorites from Taco Bell by visiting your nearest branch for dine-in and take out orders, or by calling the 8911-1111 hotline for delivery. You can also order through Taco Bell’s official delivery partners GrabFood, foodpanda, and Pickaroo (prices may vary). Never miss the latest news, offers, and deals from Taco Bell by following and giving the brand a like on Facebook, X (formerly Twitter), and Instagram.

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