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Over 75% of travelers experience travel mishaps, but few have travel insurance

Even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

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A new survey conducted by travel insurance comparison site TravelInsurance.com found that even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

“The results from the survey show a clear disconnect – respondents have real concerns about travel interruptions and have experienced them first-hand, yet they do not consider the many benefits of travel insurance,” said Stan Sandberg, co-founder of TravelInsurance.com. “Our survey revealed that the most common reasons why travelers disregard travel insurance are: they believe it’s too expensive; they don’t understand the coverage or the rules of purchasing it; and they believe they just don’t need it. By dramatically simplifying the travel insurance shopping experience – and giving travel consumers a transparent view of the value proposition of travel insurance – TravelInsurance.com is helping to educate travel consumers to shop and buy with confidence.”

The survey asked more than 1,000 individuals who travel multiple times a year about their leisure travel habits in 2018, along with what concerns they have when booking their vacations. Below are some key findings.

Travel Spend

The survey found that more than one in five (22%) will spend more than $5,000 on travel this year, with almost half (47%) spending more than $2,500. Older travelers tend to spend the most as they typically have greater disposable incomes, take longer trips and spend more on vacation travel than their younger counterparts.

Travel Concerns

According to the survey, the top three travel concerns for travelers were weather-related disruptions, the possibility of illness or injury affecting a trip, and terrorism. These concerns are also the top risks addressed by most travel insurance plans.

The survey further drilled down into travelers’ concerns about the weather. More than three quarters of respondents (78%) indicated that they’re at least thinking about the weather at their arrival destination when booking a trip. However, more than half (52%) said they rarely or never take into consideration the weather in their departure city when booking a trip.

Travel insurance with trip cancellation coverage is one of the most effective ways to protect an investment in non-refundable vacations year-round, but it can be especially important during the increasingly active hurricane season and during winter months when storms are more likely. These both coincide with some of the busiest leisure travel months of the year.

Travel Interruptions

While many vacations go smoothly, survey results point to rampant delays. Three out of four respondents (76%) have experienced a flight delay in the past, and nearly half (48%) have had their luggage lost or stolen. Another third (35%) have experienced either getting sick or traveling with someone who has gotten sick while on a trip.

Travel Insurance

Most consumers are worried about travel disruptions, and most have experienced them in the past, yet more than half (54%) have never purchased travel insurance and two thirds (65%) of those have never even considered it. The survey also showed that about half (47%) of respondents didn’t know whether or not their health insurance provided coverage while traveling, especially when traveling abroad. Travel insurance plans can provide medical and emergency evacuation coverage for international travel.

The reasons travelers don’t purchase travel insurance show that there remains a number of misconceptions about the value proposition of travel insurance and the benefits it provides. TravelInsurance.com was founded on the primary goal of addressing those misconceptions. By offering a simple and transparent shopping experience where consumers can compare plans and providers quickly, TravelInsurance.com gives consumers an affordable way to protect against the travel disruptions that concern them the most.

“Many people don’t think they need travel insurance or that it’s too expensive. However, today’s frequent travel disruptions and lost travel expenses would suggest otherwise,” continued Sandberg. “Travel cancellation coverage can cost as little as four percent (4%) of a trip’s total cost, which if something goes wrong and you have to miss your trip, can save you thousands of dollars in the long run. Coverage for emergency travel medical and evacuations can cost even less.”

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Destinations

Pasalubong shopping in Davao via Aldevinco

#Pasalubong hunting in #Davao? Consider the new, pinasosyal #Aldevinco that may not have the grimy character of the old location but still is worth #LGBT visiting.

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Davao-bound tourists know – or should know – of Aldevinco Shopping Center, the city’s one-stop-hub for everything Mindanao-related. You need malong or patadyong as pasalubong? You need a kulintang not just as a musical instrument, but as décor? You need batik, or T’boli ethnic apparel? You can find them all… and even more, in Aldevinco.

But here’s the thing, particularly for those who do not know yet: the old Aldevinco, which was located along C.M. Recto Street and Roxas Avenue in Davao City, is no more.

Now… enter the new Aldevinco, this time located at Poblacion Market Central on C. Bangoy Street (former Madrazo Fruit Stand)… which isn’t that far from the old place, actually.

We checked, and here are some things worth noting.

@outragemag #Pasalubong hunting in #Davao? Consider the new, pinasosyal #Aldevinco that may not have the grimy character of the old location but still is worth #LGBT ♬ original sound – Outrage Magazine

Una, this place looks and feels new. The old Aldevinco had a palengke feel, but this one has a mall feel. So you have a high-ceilinged venue with better-arranged stores that are air-conditioned, and so on. Pina-sosyal, in a manner of speaking.

Ikalawa, when there, the rules remain the same: haggle. The prices first quoted to you are not the actual prices the goods go for… unless you’re too moneyed and you don’t want to ask for discounts, though in that case, you shouldn’t even be in Aldevinco at all. The more you buy (i.e. bulk buying), the lower the prices, obviously. But always haggle… even if only for the fun of doing it.

Ikatlo, if you have time to spare, don’t auto-buy from the first store you check. Tour the area and compare prices. Often, the goods sold in one store will also be offered in a different store. So move around before making a final decision.

And ika-apat, Aldevinco may be popular as the go-to place for pasalubong, but in truth this isn’t the only one. Halimbawa, right across the old Aldevinco is a series of shops, some of them from the old Aldevinco. Because, at times, Aldevinco can feel like a tourist trap, and understandably, not everyone likes going into one. So consider your other options.

All the same, when in Davao, this is a place worth checking… if not for the shopping, then the food… or at least to check what happened to the tenants of the 60-year-old Aldevinco that was closed in December 2021, and is now being redeveloped into who-knows-what.

All part of rediscovery as we continue the LGBTQIA+ rampa wherever and everywhere…

Open from 9AM to 7PM (with the Kūkūñ Food Hall open from 10AM to 9 PM), Aldevinco Shopping Center is located at Poblacion Market Central, C. Bangoy Street, Davao City.

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Destinations

Enjoying the grilling at Mandaue City’s Matias BBQ

#Mandaue City’s #MatiasBBQ is worth checking as your #LGBT alternative to dining in the open in #Cebu.

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Seriously considering Larsian to try grilled goods in Cebu City, a friend recommended for us to try, instead, Matias BBQ. “It’s cleaner,” she said, adding: “And yummier, of course.”

So we checked… and how was the visit to Matias BBQ for us?

@outragemag #Mandaue City’s #MatiasBBQ is worth checking as your #LGBT alternative to dining in the open in #Cebu ♬ original sound – Outrage Magazine

Una, the place is NOT in Cebu City. It’s in nearby Mandaue City. We didn’t check where the BBQ place is, exactly; we just took a Grab and pinned the address. We just noted that the travel took a while, and yes, the fare wasn’t cheap (LOL).

Ikalawa, this is an open-air venue, similar to Larsian, though the difference is, here, there’s just one vendor (Matias BBQ). Maarte people beware: this isn’t for you.

Ikatlo, the servers were friendly… a pleasant surprise considering the number of people they had to serve. They knew what to recommend, and quickly dealt with some concerns (e.g. replace what was deemed stale rice).

Ika-apat, how was the food naman?

  • The chicken – including the ₱85 pecho and ₱95 paa – were well-seasoned and well-cooked, remaining moist and not dry. Lasa-wise, they were smoky and sweetish.
  • The ₱16 chorizos were actually good, properly cooked so that we were still able to taste the meat and accompanying sahog of garlic and the likes. This made us realize that when deciding to cook longganisa from Cebu, consider grilling instead of frying in oil. It just tastes better that way.
  • The ₱165 balbacua (beef rind and oxtail soup) served to us was already cold, so was already greasy. The collagen-rich cuts were soft, and there were okay-tasting veggies, but the broth was already slimy from being oily.
  • The ₱12 pusô was inconsistent; some were already stale (perhaps old stocks), and the others fresh. It’s hard to ascertain which is which since you’d be served with a lot. Order freshly-cooked rice if apprehensive… though this takes away from the overall experience of eating in a place like this.

Here’s the thing: our total bill was cheaper than the fare we paid to Grab to go there.

And so, for us, if this is accessible to you, consider this an alternative to, say, the likes of Larsian. That the food is good has to be emphasized, done in an outdoor setting that’d remind you of eating in the probinsiya.

But off we go again, in search of more LGBTQIA+ lagangan venues…

Open from 11.30AM to 8.00PM, Matias BBQ is located along A.S. Fortuna St., Banilad, Mandaue City.

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Destinations

Eating out in Cebu in one place via Pusô Village

Checking out #Cebu’s all-in-one dining location, the Pusô Village that may simplify eating out but seems to forget our desire to see diverse #foodie hubs.

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In the past, if you wanted to grab some of the food associated with Cebu, you headed to – among others – Larsian, this place not too far from Fuente Osmeña Circle. It wasn’t necessarily popular with the locals who saw (and still see) it as unhygienic, but it’s this easy-to-access BBQ place that’s open 24/7.

Starting 2025, however, a new place was opened to serve as the one-stop culinary and cultural hub of Cebu City: the Pusô Village.

@outragemag Checking out #Cebu's all-in-one dining location, the Pusô Village (#pusovillage) that may simplify eating out but seems to forget our desire to see diverse #foodie ♬ original sound – Outrage Magazine

Una, developed by Cebu2World/Megawide as part of the Carbon Market modernization, this place’s name drew inspiration from the pusô rice cake that’s served when you have meals in Cebu. There are, therefore, design elements that’d remind you of the pusô – e.g. those octahedral shapes on the entrance. Inside, there are attempts to beautify by borrowing elements from Bahay na bato Philippine architectural style; most are fake, though, such as those painted-on verandahs you’d see when you look up.

Ikalawa, there are over 100 food stalls and retail outlets here… though more of the former than the latter. They’ve been “properly” structured, so that the lechon vendors are on one side, seafood sellers on another side, and so on.

Ikatlo, we tried some of the offerings to ascertain how good they are.

The unlimited lechon is popular, providing an opportunity particularly for non-locals to cheaply enjoy this Cebuano treat. Taste-wise, the lechons vary little, some saltier than the others. The “approach” in serving is similar, though. You get an okay portion when first served, and the portion gets smaller the more you return. Noticeably, by the third refill, the vendors become grumpier when serving you, some even ignoring you, or stuffing fatty parts on your plate. Business greed in action.

Though cooked the same way (i.e. buttered), the seafood platters are inconsistent. You could get some shrimps or crabs now and then, though most times, you’d just get mussels.

Then there’s the tuslob-buwa, pig’s brain cooked under maximum heat to then become dip for pusô. We’d say this is acquired taste… but there’s not much to taste. So this is a costly to-try food.

Only open until 10.00PM, Pusô Village offers those in Cebu a venue to try as many of the local goods as possible. For that, alone, this is a must-check. You are sure to find a few stuffs you’d like.

But the city still has a lot of venues offering local culinary and cultural goods, and they deserve to be also checked. And so off we go for more LGBTQIA+ rampa

Pusô Village is located at M.L Quezon Blvd., Sto. Nino, Cebu City.

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