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Over 75% of travelers experience travel mishaps, but few have travel insurance

Even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

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A new survey conducted by travel insurance comparison site TravelInsurance.com found that even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

“The results from the survey show a clear disconnect – respondents have real concerns about travel interruptions and have experienced them first-hand, yet they do not consider the many benefits of travel insurance,” said Stan Sandberg, co-founder of TravelInsurance.com. “Our survey revealed that the most common reasons why travelers disregard travel insurance are: they believe it’s too expensive; they don’t understand the coverage or the rules of purchasing it; and they believe they just don’t need it. By dramatically simplifying the travel insurance shopping experience – and giving travel consumers a transparent view of the value proposition of travel insurance – TravelInsurance.com is helping to educate travel consumers to shop and buy with confidence.”

The survey asked more than 1,000 individuals who travel multiple times a year about their leisure travel habits in 2018, along with what concerns they have when booking their vacations. Below are some key findings.

Travel Spend

The survey found that more than one in five (22%) will spend more than $5,000 on travel this year, with almost half (47%) spending more than $2,500. Older travelers tend to spend the most as they typically have greater disposable incomes, take longer trips and spend more on vacation travel than their younger counterparts.

Travel Concerns

According to the survey, the top three travel concerns for travelers were weather-related disruptions, the possibility of illness or injury affecting a trip, and terrorism. These concerns are also the top risks addressed by most travel insurance plans.

The survey further drilled down into travelers’ concerns about the weather. More than three quarters of respondents (78%) indicated that they’re at least thinking about the weather at their arrival destination when booking a trip. However, more than half (52%) said they rarely or never take into consideration the weather in their departure city when booking a trip.

Travel insurance with trip cancellation coverage is one of the most effective ways to protect an investment in non-refundable vacations year-round, but it can be especially important during the increasingly active hurricane season and during winter months when storms are more likely. These both coincide with some of the busiest leisure travel months of the year.

Travel Interruptions

While many vacations go smoothly, survey results point to rampant delays. Three out of four respondents (76%) have experienced a flight delay in the past, and nearly half (48%) have had their luggage lost or stolen. Another third (35%) have experienced either getting sick or traveling with someone who has gotten sick while on a trip.

Travel Insurance

Most consumers are worried about travel disruptions, and most have experienced them in the past, yet more than half (54%) have never purchased travel insurance and two thirds (65%) of those have never even considered it. The survey also showed that about half (47%) of respondents didn’t know whether or not their health insurance provided coverage while traveling, especially when traveling abroad. Travel insurance plans can provide medical and emergency evacuation coverage for international travel.

The reasons travelers don’t purchase travel insurance show that there remains a number of misconceptions about the value proposition of travel insurance and the benefits it provides. TravelInsurance.com was founded on the primary goal of addressing those misconceptions. By offering a simple and transparent shopping experience where consumers can compare plans and providers quickly, TravelInsurance.com gives consumers an affordable way to protect against the travel disruptions that concern them the most.

“Many people don’t think they need travel insurance or that it’s too expensive. However, today’s frequent travel disruptions and lost travel expenses would suggest otherwise,” continued Sandberg. “Travel cancellation coverage can cost as little as four percent (4%) of a trip’s total cost, which if something goes wrong and you have to miss your trip, can save you thousands of dollars in the long run. Coverage for emergency travel medical and evacuations can cost even less.”

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Destinations

Loggers become river tour guides in Samar

Revenge Tourism is a social phenomenon where people who have been stuck at home, often for months at a time, rush to tourist sites to appease their lockdown fatigue. With easing lockdown and flight restrictions, more and more tourist destinations are experiencing waves of visitors out to re-experience paradise – but what about the people who guide them? The people who themselves work in paradise?

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We’re shooting through a wild, wild washing machine: paddling, cursing, laughing and getting absolutely drenched inside a torpedo-shaped canoe.

We’re in the Ulot River, a 92-kilometer waterway which snakes east to west across Samar. The third largest island in the Philippines, Samar is rough country, hewn from limestone which over millennia formed some of the most dramatic rock formations and cave systems in the Philippines, such as the Langun-Gobingob Complex.

Revenge Tourism is a social phenomenon where people who have been stuck at home, often for months at a time, rush to tourist sites to appease their lockdown fatigue. With easing lockdown and flight restrictions, more and more tourist destinations are experiencing waves of visitors out to re-experience paradise – but what about the people who guide them? The people who themselves work in paradise? 

“I used to help cut and transport logs illegally,” reveals Epifanio ‘Panying’ Obidos, our boat guide. “For generations, we used traditional torpedo shaped canoes called balugo to transport timber. We would get orders to cut down hardwood trees like banuyonarra or kamagong. One balugo can transport over 100 board feet of wood.”

Samar is among the poorest provinces in the country. In 2015, the Philippine Statistics Authority revealed that 45% or nearly half of all families in Samar lived below the poverty line. “The hardest part was that even when we’d risk run-ins with the law by transporting illegally-cut timber, we’d still have barely enough cash to survive. Often we’d borrow money from financiers to buy gas and other provisions to transport the logs they ordered. Even after getting paid, we’d still be in debt,” recalls Panying. 

Things have steadily improved. Samar’s poverty incidence dropped to 30% by 2018, mostly because of small businesses, one of which is the Ulot River Torpedo Extreme Boat Adventure, where boats go bow-to-bow with raging rapids.

“In 2008, to veer away from illegal activities, we started using our torpedo-shaped balugo for tourism to showcase the natural beauty of Samar. We mostly employed locals who formerly worked as illegal loggers or log haulers,” explains Panying. “Back then we only had 12 people and a few old boats – but traversing rivers was a way of life for us, since we’ve been using it for transportation long before Samar’s road network was developed.” 

Each torpedo boat has a three-man crew, comprised of a boat operator, tour guide and a point man, who sits at the bow or front of a boat, deftly using a paddle or pole to keep rocks at bay.

“Now our once-small operation has over 20 boats and employs 70 local people,” beams Panying. In 2018, their group, Tour Guides and Boat Operators for River Protection and Environmental Development Organization (TORPEDO), was recognized by the Department of Tourism for its responsible, community-based operations.

The Ulot River is part of the Samar Island Natural Park (SINP), the country’s largest land-based Protected Area (PA). “The Philippines hosts 247 PAs and practically all of them give locals employment,” explains Department of Environment and Natural Resources Biodiversity Management Bureau (DENR-BMB) director Natividad Bernardino. The stories of many of these PAs are similar to Panying’s – of loggers turned into tour guides, hunters turned into rangers, blast fishers transformed into dive guides.

“For all this to continue, there must be a steady stream of clients,” notes SINP superintendent Eires Mate. “The COVID-19 lockdowns hit the world’s PAs hard, generating all-time visitor revenue lows. Many people were laid off and operations were drastically scaled-down. With our parks again open for business, we invite adventurers to visit the Ulot River and our country’s other beautiful PAs.”

Launched in May of 2022, the Year of the Protected Areas or YOPA aims not just to educate people on the need to conserve PAs, but to encourage them to visit the sites themselves. YOPA hopes to generate funds from tourists to ensure continued management for areas hard-hit by COVID-19 budget cuts.

Declaring natural sites as PAs is among the best ways to protect natural capital. “The jobs generated by sustainable and ethical tourism activities act as economic and social safety nets for locals who might otherwise turn to illegal means to support their families,” says United Nations Development Programme (UNDP) resident representative Selva Ramachandran.

* * *

Back in the Ulot River, the going is wet and wild. Our balugo, which traveled easily downstream, is now battling against the current in what locals jokingly call the ‘Salmon Run’ – akin to the epic upriver journeys undertaken by salmon in colder climes. Chilly geysers of water splash into the boat as our engines go full-throttle.

Just as soon as we’re sopping wet, the river calms down, the ride turning tranquil. Like the turbulent COVID-19 era, raging waters and rough times too, shall pass.

I glance ahead and notice what’s written on one of the guides’ shirts: #MAYFORRIVER, a play on #MayForever, the hope that some things really can endure the test of time.

With illegal activities, nothing is certain – but with legal, safe and sustainable tourism, then there truly might be forever.

“You know, if not for ecotourism, I would most probably be dead,” reflects Panying as we quietly glide back to shore. “The authorities would have definitely caught me, like they caught others. I might have starved to death, been shot by the cops or been hauled off to jail.”

He looks up, just a bit teary-eyed.

“In a very real way, ecotourism saved my life.”

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Travel

5 Road ready tips to ride motorcycles safely and comfortably

As a rider, you are part of a global community and a steward of the open road. To keep your ride safe and comfortable, consider these additional tips.

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A warm day on the open road is a dream opportunity for riders, whether it’s a longer trip or a quick jaunt through town. Regardless of the adventure, and no matter what you ride, a thrilling ride is a safe ride.

Whether you’re new to the open road or a seasoned veteran, remember to follow best practices for safe riding like those outlined in the Responsible Rider program from BRP, makers of Can-Am 3-wheel vehicles. The program prioritizes being an attentive rider and always considering safety, the environment and riding etiquette from highways to city streets and everywhere in-between.

As a rider, you are part of a global community and a steward of the open road. To keep your ride safe and comfortable, consider these additional tips:

Wear the Right Gear

While your fashion statement is largely a matter of personal preference, there are some safety items designed to protect your health and well-being that should be worn. Protective riding gear helps keep you safe while enjoying the open road.

Full-hand gloves, riding boots that cover ankles, pants and jackets help protect against wind, sun, cold, heat and flying objects such as bugs or rocks. Drivers and passengers should also wear an approved helmet and eye protection to prevent injuries to the head, brain and eyes.

Choose a Proper Helmet

Every rider should wear a helmet, and the abundance of options available can make it tough to decide what’s best. Start by looking for a DOT Certification sticker, which means the helmet meets the strict safety standards of the Department of Transportation.

  • Full Face: This style of helmet provides protection for the head and neck with a fixed chin that helps absorb impact. Simply slip it on and adjust the visor.
  • Open Face: Helmets like the Can-Am N21 are usually worn with goggles or a small integrated shield. This option provides ultimate freedom on the road.
  • Crossover: These helmets are easy to personalize based on ride intensity and weather conditions. Crossover helmets can be configured in numerous ways by transforming from full face to jet, which keep it breezy with a full field of view.

Maintain Your Hairdo

Keep hair out of your face. If you have longer hair, choose a hairstyle that’s high and away from your eyes like a low bun, simple braid or ponytail. Secure hair at the nape of your neck and, when possible, wear a neck gaiter around the back of your head and across your nose to keep loose hairs secured. Bonus tip: Keep a compact brush on your ride so you can brush your hair upon arrival at your destination.

Prepare Appropriately for Riding Conditions

Weather is unpredictable, and you should be ready for whatever Mother Nature throws your way. Regardless of the forecast, always make a plan for unforeseen conditions like wind and rain. An easy way to stay prepared is to keep a small packable jacket on your ride so you’re never left without an extra layer.

Cooler conditions call for warm yet lightweight gear such as a base layer with additional light layers over the top like a jacket or thin vest. Hotter days require vented clothing that allows airflow to keep you cool and dry.

Consider Your Passenger’s Safety

The most important rule for packing a passenger is ensuring your bike has a specific seat intended for a second rider. Be aware of how the added weight can affect the handling and behavior of the vehicle.

Generally, riding with a passenger requires more gradual riding from acceleration and braking to steering. Instruct your passenger how you prefer him or her to ride with you to ensure the most enjoyment possible.

Find more responsible riding tips at can-am.brp.com.

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Travel

Sunny summertime safety

Tips for enjoying the great outdoors.

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A bright, sunny day offers opportunities for warm-weather fun. To make the most of your summer, you’ll need to take a few steps to enhance the experience and ensure you’re ready for whatever the day may bring.

When it’s time to head outside, consider these tips from the experts at CURAD to protect your body (and skin) from the elements this summer:

Protect Skin from UV Rays

Any time you’ll be outdoors for more than 15 minutes, you should wear protective sunscreen with an SPF of at least 30, even if it’s partly cloudy or overcast. One mistake many people make is applying sunscreen before they leave the house then not reapplying throughout the day. To help protect your skin from the sun’s harmful rays, reapply sunscreen at least every two hours and more frequently if you’re swimming or sweating.

Also be sure to cover all exposed areas, including often overlooked spots like the tops of your ears, neck and tops of your feet, if they’re exposed by sandals or other open shoes.

Stay Hydrated

One of the most important ways to protect your health when you’re spending the day outdoors is staying hydrated, especially on warm days when you’re losing your body’s water reserves to sweat. Drinking plenty of fluids, especially water, throughout the day can help replenish what you lose so you don’t get dehydrated, and you’ll also have an easier time regulating your body’s temperature.

Be Prepared for Cuts and Scrapes

Summer cuts and scrapes are to be expected, but the faster you can take care of them, the faster you can get back to having fun. An option like CURAD Kendra Dandy Adhesive Bandages can help you heal in style with a four-sided seal that keeps dirt and germs out and a nonstick pad that’s extra absorbent. Designed by Dandy, a renowned artist and illustrator, these fashion-forward bandages are made with a comfortable, stretchy material that conforms to your body for maximum protection. Available in a 30-count standard-sized strip and a 50-count variety pack, these eye-catching bandages feature trendy, one-of-a-kind pineapple, papaya, banana and dragon fruit designs that can add a little fun and flair to your summer wardrobe.

“We created our Kendra Dandy designer bandage line to add a splash of fun, color and flair to our classic adhesive bandages, offering consumers thought-provoking styles that add a great feeling to empowered healing,” said Kim Washington, Medline vice president of marketing.

Repel Bugs

Aggressive insects can put a damper on outdoor fun. Bug spray or roll-on products should go on top of your sunscreen, but never under your clothes. Apply a sparing coat to all exposed skin and clothing, paying special attention to your waistband, pant and sleeve cuffs, collar and socks. Rather than applying spray directly to your face, spray the palms of your hands then rub the repellant onto your face. Be sure to wash your hands afterward to avoid accidentally transferring spray to your mouth or eyes.

If you have sensitive skin or prefer not to use spray or roll-on for other reasons, products like repellant fans or wearable repellant bracelets may be good alternatives. Some essential oils are also natural bug repellants.

Don’t Forget Your Lips

While faces, necks, arms and legs are often top of mind to protect from the sun’s rays, lips can be easy to forget. However, using a lip balm that is rich in oils, beeswax and petroleum can help seal in moisture. Similar to sunscreen, lip balms featuring SPF should be reapplied every two hours when outdoors and often offer added moisturizing benefits. Available in a variety of flavors, some even taste good enough to leave you wanting to apply them over and over again regardless of if you’re venturing outside or not.

Wear Light Clothing

When it’s hot outside and you’re engaged in physical activity, you’re at a greater risk of overheating. Dressing for the climate, while also protecting yourself from the elements, should be a top priority. If the temperature will vary throughout the day, consider layering so you can warm up or cool down as needed. Lighter clothes that don’t add weight are a good idea, and it’s important to be conscious of the fit. Ideally, clothes should be loose enough to allow for easy, comfortable movement, but not so baggy they get in the way or pose a snagging or tripping hazard. Don’t forget accessories like a hat and sunglasses, which can protect your head and eyes.

Support Summertime Injuries

Twisted ankles are one of the more common summertime injuries, especially for hikers or runners who may stumble over rocks or curbs, and even weekend warriors playing pick-up basketball or softball games. Keeping an ankle support on-hand can help stabilize a sprain or provide extra support during recovery. If you do experience a mild injury, it’s important to choose a high-quality product, like CURAD Performance Series IRONMAN ankle supports and braces. With options available to support both mild and moderate ankle injuries, they offer a rugged yet comfortable design to wear on the field, in the gym, at work or out on the town.

Find more tips and resources to take care of your body this summer and beyond at CURAD.com.

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