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Over 75% of travelers experience travel mishaps, but few have travel insurance

Even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

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A new survey conducted by travel insurance comparison site TravelInsurance.com found that even though travelers are concerned with travel disruptions and many have experienced mishaps while on vacation, fewer than half of those surveyed have purchased travel insurance. Of those who didn’t purchase travel insurance, only a third even considered it.

“The results from the survey show a clear disconnect – respondents have real concerns about travel interruptions and have experienced them first-hand, yet they do not consider the many benefits of travel insurance,” said Stan Sandberg, co-founder of TravelInsurance.com. “Our survey revealed that the most common reasons why travelers disregard travel insurance are: they believe it’s too expensive; they don’t understand the coverage or the rules of purchasing it; and they believe they just don’t need it. By dramatically simplifying the travel insurance shopping experience – and giving travel consumers a transparent view of the value proposition of travel insurance – TravelInsurance.com is helping to educate travel consumers to shop and buy with confidence.”

The survey asked more than 1,000 individuals who travel multiple times a year about their leisure travel habits in 2018, along with what concerns they have when booking their vacations. Below are some key findings.

Travel Spend

The survey found that more than one in five (22%) will spend more than $5,000 on travel this year, with almost half (47%) spending more than $2,500. Older travelers tend to spend the most as they typically have greater disposable incomes, take longer trips and spend more on vacation travel than their younger counterparts.

Travel Concerns

According to the survey, the top three travel concerns for travelers were weather-related disruptions, the possibility of illness or injury affecting a trip, and terrorism. These concerns are also the top risks addressed by most travel insurance plans.

The survey further drilled down into travelers’ concerns about the weather. More than three quarters of respondents (78%) indicated that they’re at least thinking about the weather at their arrival destination when booking a trip. However, more than half (52%) said they rarely or never take into consideration the weather in their departure city when booking a trip.

Travel insurance with trip cancellation coverage is one of the most effective ways to protect an investment in non-refundable vacations year-round, but it can be especially important during the increasingly active hurricane season and during winter months when storms are more likely. These both coincide with some of the busiest leisure travel months of the year.

Travel Interruptions

While many vacations go smoothly, survey results point to rampant delays. Three out of four respondents (76%) have experienced a flight delay in the past, and nearly half (48%) have had their luggage lost or stolen. Another third (35%) have experienced either getting sick or traveling with someone who has gotten sick while on a trip.

Travel Insurance

Most consumers are worried about travel disruptions, and most have experienced them in the past, yet more than half (54%) have never purchased travel insurance and two thirds (65%) of those have never even considered it. The survey also showed that about half (47%) of respondents didn’t know whether or not their health insurance provided coverage while traveling, especially when traveling abroad. Travel insurance plans can provide medical and emergency evacuation coverage for international travel.

The reasons travelers don’t purchase travel insurance show that there remains a number of misconceptions about the value proposition of travel insurance and the benefits it provides. TravelInsurance.com was founded on the primary goal of addressing those misconceptions. By offering a simple and transparent shopping experience where consumers can compare plans and providers quickly, TravelInsurance.com gives consumers an affordable way to protect against the travel disruptions that concern them the most.

“Many people don’t think they need travel insurance or that it’s too expensive. However, today’s frequent travel disruptions and lost travel expenses would suggest otherwise,” continued Sandberg. “Travel cancellation coverage can cost as little as four percent (4%) of a trip’s total cost, which if something goes wrong and you have to miss your trip, can save you thousands of dollars in the long run. Coverage for emergency travel medical and evacuations can cost even less.”

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Travel

Treacherous beauty: Hiking at South Stack Lighthouse in Wales

#Lighthouse fever in #Holyhead, #anglesey via the #SouthStackLighthouse, as checked during this #LGBT trip to #Wales.

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Yes, tech has made many lighthouses redundant. Not that they’re no longer relevant. But navigation-wise, we know we have more advanced solutions. Which, perhaps not surprisingly, led to the reconfiguration of many of them.

In Holyhead, Anglesey in Wales, introducing the South Stack Lighthouse.

@outragemag #Lighthouse fever in #Holyhead, #anglesey via the #SouthStackLighthouse, as checked during this #LGBT trip to #Wales ♬ original sound – Outrage Magazine

Una, you’d need a ride to be there. Some use private cars, as we did; others join tours; and others cycle to the place.

Ikalawa, what’s there?

The lighthouse itself is located on a small, rocky island off Holyhead. From afar, it looks like someone’s grand home; mansion-like. Accessible siya after you descend down 400 steep steps. 

What will you see while there?

  • the former lighthouse engine room
  • the top of the lighthouse
  • South Stack is also home to breeding seabirds including guillemots, razorbills and puffins

Here’s an FYI: seasonal lang siya bukas.

This is a must-check for lighthouse lovers, of course. Historic, it was built in 1809 by Trinity House from the design of Daniel Alexander. 91-foot tall, it used to allow safe passage for ships on the Dublin–Holyhead–Liverpool sea route. 

Another FYI: It is  allegedly haunted, and has been visited by a team from “Most Haunted”.

The area housing the lighthouse is, itself, worth checking. There are trails for hikers or joggers or cyclists; though the same could be enjoyed by those who are there only to look for good shots.

Check when you’re in the area… even if you just pass by. Nice siya, promise.

But off we go for more LGBTQIA+ rampa

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Travel

Enjoying nature via trail hiking in Wales

Enjoying nature via #trail #hiking at #Snowdonia #SnowdoniaSlateTrail during one #LGBT visit in #Gwynedd, #Wales.

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When in Bangor, you’d be told often that among the best things to do is to hike. And among the must-check is the Snowdonia Slate Trail, which links the old slate-quarrying communities of Eryri/Snowdonia.

So… ayan na nga, even without the right outfit for hiking, but ayaw ma-miss ang chance to check the area, off we went.

@outragemag Enjoying nature via #trail #hiking at #Snowdonia #SnowdoniaSlateTrail during one #LGBT visit in #Gwynedd, #Wales ♬ original sound – Outrage Magazine

Una, the circular route starts near Bangor/Porth Penrhyn. And you need a car or whatever to get to the starting point.

Ikalawa, the trail isn’t just for hiking. It’s also for biking or walking dogs. So you’d be sharing the 133-kilometer long trail with others.

Ikatlo, what’s there?

Mountains built by remnants from quarry sites, to start.

So… Gwynedd used to be known for slate quarrying, and among the biggest players is Penrhyn Quarry which is near Gwynedd, part of The Slate Landscape of Northwest Wales, a UNESCO World Heritage Site.

Now… with slate quarrying, around 75% of extracted material are inferior in quality, called overburden, and so becoming mineral waste. Here, they’re now mountains.

But the trail also shows views typically associated with Wales – e.g. rolling hills that go on forever, rock fences, sheep farms, canals with flowing water… and more.

Usually, sa matatag, people hike the Snowdonia Slate Trail for up to seven days, passing through Bethesda, Llanberis, and so on. But for others… it’s but an opportunity to commune with nature, in a way, while taking those must-have shots.

But we’re off for more LGBTQIA+ discoveries…

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Destinations

Finding beauty, and not just of faith, at the Bangor Cathedral

Seeking #LGBT #faith or beauty in #Wales? Check out the #Bangor Cathedral in #Gwynedd.

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A common practice among many Pinoy travelers is to visit a church, preferably Roman Catholic, in new places visited. Here’s the thing when you’re in the United Kingdom: it’s harder than you think because, while Catholics do exist, many of the churches here are of the Church of England/Anglican.

On one hand, without intending to gaslight, I often joke that it’s not like you’re praying to different gods (LOL).

But on the other hand, actually dropping by these churches can be eye-opening. Not just to faith, but seeing beauty in their richness… in history, architecture, and so on…

At least this is what was gleaned in the Bangor Cathedral in Wales.

@outragemag Seeking #LGBT #faith or beauty in #Wales? Check out the #Bangor Cathedral in #Gwynedd ♬ original sound – Outrage Magazine

Una, if you’re in Gwynedd, this is very accessible. It’s there, in the middle of the oldest city in Wales. But if you’re from elsewhere, you need to travel to the city that’s over three hours away from London.

Ikalawa, this is formally St. Deiniol’s Cathedral, which has been used since about the 6th century. 

As FYI: St. Deiniol, the 6th-century Welsh saint, wasn’t “made” a saint through the Roman Catholic canonization process. In the olden times, Welsh/Celtic Christian holy figures were usually recognized by local church tradition, reputation for holiness, and their role as founders/abbots/bishops, rather than by a formal Vatican procedure. In the case of Deiniol, he founded the monastery/church at Bangor around 525, so that over time, he was venerated as Saint Deiniol.  

Ikatlo, what to see there?

Architecturally, it’s a mix of Norman/Romanesque and Gothic. It does feel medieval… and grandly so.

Inside, you’d see a layered medieval–Victorian Gothic interior, apparent in the stone arches, choir stalls, stained glass, and so on.

Those stained glasses, let’s emphasize, are from the 19th- and early-20th-century, including works by Clayton & Bell, James Powell & Sons, Burlison & Grylls, and Mayer & Co.  

Should you seek this one out? Deserving ba na sadyain? Kung nasa area ka na, keri. Welcoming naman ang church.

Otherwise… rampa elsewhere na, as I do sa patuloy na LGBTQIA+ wandering…

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