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3 Times your travel insurance claim will be denied

Misunderstanding a travel insurance policy can lead to an automatic denial when it’s time to file a claim. Travel insurance comparison site, Squaremouth, explains three common reasons travel insurance claims are denied, and how to give yourself the best chance of getting your claim approved.

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Misunderstanding a travel insurance policy can lead to an automatic denial when it’s time to file a claim. Travel insurance comparison site, Squaremouth, explains three common reasons travel insurance claims are denied, and how to give yourself the best chance of getting your claim approved.

IMAGE FROM PIXABAY.COM

You Were Inconvenienced, Not Interrupted
Some travelers think their insurance will pay out because their trip didn’t go as smoothly as they planned. However, in order for a traveler to be covered by their travel insurance, their trip must be cancelled, cut short, or delayed by a circumstance listed in their policy. If the reason is listed, they can be refunded for out-of-pocket trip payments, as well as additional expenses incurred.

Travel Insurance Claim Tip: Don’t assume you’re automatically covered if anything goes wrong. If you have specific concerns, make sure they are covered by your policy. If you are worried about something that your policy does not cover, you may be able to cancel the policy for a full or partial refund.

You Bought the Policy Without Knowing You Were Ineligible 
Travel insurance only covers unforeseen events, however many travelers think they can buy travel insurance after they become sick. If a traveler is already sick when they buy their policy, any claim related to that same illness will not be covered.

Travel Insurance Claim Tip: Some policies have the Pre-Existing Condition option, which can refund a traveler if their trip is impacted by an existing sickness or injury. To get this coverage, you usually must buy a policy within 14-30 days of making your first trip payment. However, even with this coverage, you must be medically able to travel when you buy a policy.

You Forgot to Keep Your Receipts
In order to be refunded, travelers typically need to provide proof of the expenses they incurred. Receipts are required to authenticate a claim, whether it’s for a cancellation, delay, or medical emergency.

“We ask for receipts to prove the traveler made the payments they say they made, and to verify what happened,” says Squaremouth claims director Brandi Morse. “Keeping your original receipts can speed up the process and improve your chances of getting your claim approved.”

Travel Insurance Claim Tip: Ask for receipts to document any expenses incurred. If you forget, or if receipts are not available, your bank or credit card statement will usually prove you made the payments you are claiming for.

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Travel

Visa kicks off summer in Paris

Post Malone will headline the first-of-its-kind performance, also featuring a diverse group of superstars from around the globe. This unprecedented performance will take place on May 28, 2024 at 7:30 PM local time.

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Visa, a global player in digital payments, will connect music, art and culture by taking over the Cour Carrée of the Louvre Museum for a unique show called “Visa Live at the Louvre.” Post Malone will headline the first-of-its-kind performance, also featuring a diverse group of superstars from around the globe. This unprecedented performance will take place on May 28, 2024 at 7:30 PM local time, and will be the first global IRL concert streamed exclusively on Roblox at 9PM local time/3PM EDT.

“Visa Live at le Louvre is an event of many firsts. It is Visa’s first major activation leading up to a memorable summer in Paris, which will also host the Olympic and Paralympic Games. It’s the first concert of its kind at the Cour Carée, and the first global in-person concert streamed exclusively on Roblox. Post Malone’s live performance at Musée du Louvre and virtually in Roblox provides fans with a unique experience of music, art and technology that is both innovative and entertaining,” said Frank Cooper, CMO, Visa.

As the curtain rises on an exhilarating summer in Paris, Visa is delighted to propel the realms of arts, music and culture forward, embracing inclusivity at every step.

HeadlinerPost Malone is a 9x RIAA diamond-certified and GRAMMY Award-nominated phenomenon who is widely acclaimed for his ability to blend different styles.

Starting in early May, residents of Metropolitan France will be able to enter an online lottery for tickets, and the rest of the world will be invited to join in via Roblox. Fans can get the latest information at visa.com/LiveatleLouvre.

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Travel

On the road again? Choose the right tires for your ride

If you think it may be time to replace your tires, consider these five expert tips to simplify the process.

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Lots of people want to drive, definitely. But not everyone is well-versed with the cars they drive – e.g. many drivers have difficulty selecting the best tire for their vehicle and driving needs. For many, tire selection starts at the size then jumps to what’s in stock or what’s on sale. However, there are many factors to consider when you need new tires for your car, truck or SUV. Buying tires is an investment, so it’s important to make the right decision.

You may be surprised to learn determining the best tire is as much about the driver as it is the vehicle. Choosing the right tire requires considering where you drive, how you drive and what you drive. You can explore these and other factors in the Treadwell tire-buying recommendation tool, which is based on a decade of data and real-world test results.

This tire recommendation tool combines millions of data points from tire safety checks and Discount Tire’s own test track where intensive tests are performed on tires from all major manufacturers, along with the driver’s location, vehicle and driving habits, to generate a selection of personalized tire recommendations from a variety of brands.

With more than 20,000 different models of tires available for the everyday driver, it’s no wonder tire-buying can be a mystifying process. However, tools like this can help drivers make the most informed choice while having access to the same information tire technicians use in-stores alongside their expertise. The result: empowering drivers with information and options tailored to their needs.

If you think it may be time to replace your tires, consider these five expert tips to simplify the process.

Driving Style

The type of driver you are, the kind of ride you want and how long you expect your tires to last are all factors in choosing the right tires. For example, thrill drivers might prefer tires with high levels of grip and responsiveness while those who stick to long road trips are better suited for long-lasting, smooth riding tires.

Weather Conditions

Your location and the weather you regularly encounter when you drive influence the type of tires you need. For example, drivers in the upper Midwest require tires that perform well in extreme cold and winter weather while those in humid climates like the Southeast need tires that perform well in wet conditions.

Budget

Purchasing tires is an investment. Drivers should look at the cost of their tires over time, rather than the cost up front. In the long run, it may be more cost-effective to purchase a higher quality tire based on multiple factors like increased safety, improved handling and ride quality, as well as cost per mile.

Vehicle Specifications

Tire specifications can vary depending on the type of car you own. For electric vehicles and vehicles carrying heavy loads, it’s critical to know how much weight your tires can safely support. Only install tires that meet or exceed the load requirements for your ride.

Wear and Age

Two of the most important considerations when replacing tires are tread depth and tire age.

Your tires’ tread depth directly impacts your vehicle’s ability to stop. Tires are reaching the end of their life at 4/32 inches of tread. However, your tires may be underperforming even if more tread remains, particularly in rain or extreme weather conditions.

When it comes to replacing your tires, you should also consider their age. Because the materials used break down over time, experts recommend replacing tires that are six years or more past the date of manufacture.

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Destinations

Singapore Cable Car launches world’s first Skyorb Cabins

Exclusively designed for the Singapore Cable Car, the SkyOrb Cabin is the world’s first chrome-finished spherical cable car cabin. Unlike conventional cabins, the spherical design of the SkyOrb Cabins breaks the boundaries of traditional cable car aesthetics, offering a futuristic and captivating look.

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Mount Faber Leisure Group officially launched the new futuristic SkyOrb Cabins on the Singapore Cable Car – Mount Faber Line. The launch of the SkyOrb Cabins took place at Mount Faber Peak, as part of the Singapore Cable Car’s 50th anniversary celebrations. The event was attended by Bob Tan, Chairman of Sentosa Development Corporation and Thien Kwee Eng, Chief Executive Officer of Sentosa Development Corporation, as well as Michael Syn, Chairman of Mount Faber Leisure Group and Buhdy Bok, Managing Director of Mount Faber Leisure Group.

SkyOrb Cabins – A cabin like no other in the world

Exclusively designed for the Singapore Cable Car, the SkyOrb Cabin is the world’s first chrome-finished spherical cable car cabin. Unlike conventional cabins, the spherical design of the SkyOrb Cabins breaks the boundaries of traditional cable car aesthetics, offering a futuristic and captivating look.

The SkyOrb cabin boasts a spectacular view through its glass-bottomed floor

Fitted with glass-bottomed floors to allow guests to view the scenery below their feet, the new cabins offer guests an elevated journey with a stunning panoramic view of the skyline. As night falls, a captivating ring of lights surrounds the cabin windows, casting an illuminating glow that imparts a distinctly futuristic ambience. 

The SkyOrb Cabins have been thoughtfully designed with double window louvres at the front and triple window louvres at the rear, providing enhanced air ventilation for guests on board. To offer an exclusive experience, only seven SkyOrb Cabins will join the existing fleet, enriching the vibrancy of the Sentosa skyline. 

SkyOrb Cabin on the Mount Faber Line

“Each SkyOrb cabin, a gleaming chrome orb soaring through the sky, embodies modern design. These cabins offer guests a one-of-a-kind experience, taking them on a discovery between Mount Faber Peak and Sentosa, unveiling breathtaking views along the way,” said Mr Buhdy Bok, Managing Director of Mount Faber Leisure Group.

Collaboratively designed between Mount Faber Leisure Group and renowned cable car cabin manufacturer CWA, the SkyOrb Cabins showcase product innovation and commitment to creating new unique experiences for guests. Based in Olten, Switzerland, CWA has enjoyed a long partnership with Mount Faber Leisure Group since the first generation of the Singapore Cable Car cabins was launched in 1974.

The SkyOrb Cabins will be open for guests to experience from 20 March 2024 and tickets will be available for sale at the Singapore Cable Car Mount Faber and Sentosa Station ticketing counters from the same day. Mount Faber Line and Cable Car Sky Pass ticket holders have the privilege of upgrading one-way of their round trip (between Mount Faber and Sentosa Cable Car Stations) to a SkyOrb Cabin experience. This upgrade costs $15 per person on weekdays, and $20 per person on weekends and Public Holidays.

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