Travel
3 Times your travel insurance claim will be denied
Misunderstanding a travel insurance policy can lead to an automatic denial when it’s time to file a claim. Travel insurance comparison site, Squaremouth, explains three common reasons travel insurance claims are denied, and how to give yourself the best chance of getting your claim approved.
Misunderstanding a travel insurance policy can lead to an automatic denial when it’s time to file a claim. Travel insurance comparison site, Squaremouth, explains three common reasons travel insurance claims are denied, and how to give yourself the best chance of getting your claim approved.

IMAGE FROM PIXABAY.COM
You Were Inconvenienced, Not Interrupted
Some travelers think their insurance will pay out because their trip didn’t go as smoothly as they planned. However, in order for a traveler to be covered by their travel insurance, their trip must be cancelled, cut short, or delayed by a circumstance listed in their policy. If the reason is listed, they can be refunded for out-of-pocket trip payments, as well as additional expenses incurred.
Travel Insurance Claim Tip: Don’t assume you’re automatically covered if anything goes wrong. If you have specific concerns, make sure they are covered by your policy. If you are worried about something that your policy does not cover, you may be able to cancel the policy for a full or partial refund.
You Bought the Policy Without Knowing You Were Ineligible
Travel insurance only covers unforeseen events, however many travelers think they can buy travel insurance after they become sick. If a traveler is already sick when they buy their policy, any claim related to that same illness will not be covered.
Travel Insurance Claim Tip: Some policies have the Pre-Existing Condition option, which can refund a traveler if their trip is impacted by an existing sickness or injury. To get this coverage, you usually must buy a policy within 14-30 days of making your first trip payment. However, even with this coverage, you must be medically able to travel when you buy a policy.
You Forgot to Keep Your Receipts
In order to be refunded, travelers typically need to provide proof of the expenses they incurred. Receipts are required to authenticate a claim, whether it’s for a cancellation, delay, or medical emergency.
“We ask for receipts to prove the traveler made the payments they say they made, and to verify what happened,” says Squaremouth claims director Brandi Morse. “Keeping your original receipts can speed up the process and improve your chances of getting your claim approved.”
Travel Insurance Claim Tip: Ask for receipts to document any expenses incurred. If you forget, or if receipts are not available, your bank or credit card statement will usually prove you made the payments you are claiming for.
Destinations
Going Chinese in Pulilan, Bulacan
Craving for #chinesefood in #Bulacan? We tried the offerings of Lee Foo Panciteria #Pulilan, and we’re on the fence here (yes if no choice, no if you can go elsewhere).
We happened to be in Pulilan in Bulacan, and I had pancit craving. As if on cue, we passed by Lee Foo Panciteria Pulilan, which – after we Google-checked – is supposedly one of the more frequently-visited Chinese restos in these parts of the province, so… of course we checked.
@outragemag Craving for #chinesefood in #Bulacan? We tried the offerings of Lee Foo Panciteria #Pulilan ♬ original sound – Outrage Magazine
Una, this place is really, REALLY easy to find. Located along the Pulilan Regional Road in Barangay Cut-cot in Pulilan, this is right in the middle of the municipality.
Ikalawa, the resto is actually divided into three parts: one side is for those with reservations, another part is for walk-in diners, and another part is for events. If/when the resto isn’t full, only the main part (middle one) is kept open.
No, this isn’t some fancy resto. More like an airconditioned karinderya, complete with wooden tables and plastic chairs. Look-wise, it wasn’t dirty naman when we were there, so that’s a plus.
Ikatlo, the workers were friendly naman… and they moved fast – e.g. while waiting for our orders, we were given must-check peanuts, and since we finished what we got fast, our waitress was more than happy to accommodate us.
Ika-apat, now… how was the food?
The house specialty, the Lee Foo Chicken (₱265 for half, ₱495 for whole), looked like fried chicken with ketchup. Okay… the breading was okay since it didn’t overpower the meat. The chicken, too, was properly cooked, and it wasn’t dry. But it was tasteless overall; so the ketchup taste is what stays with you.
The Pancit Canton Bihon (₱255) had thin pancit noodles, almost as thin as the bihon. It didn’t have lots of sahog; instead, you’d notice the extenders (like kikiam, and so on). I like good pancit, I swear… but this isn’t one of them, sorry.
The weirdly-wrapped Hakaw (₱155) was small, so it was bitin.
And then there’s the Siomai Steam (₱155), which was, in a word, weird. The size was good, similar to those ₱10 siomais. But the way this was prepared was weird for us – e.g. like the meat was overwatered, and having a hard time staying solid, so that it was smudgy, and disintegrated in the mouth even without chewing. I suppose that, at least, it wasn’t disgusting taste-wise.
Lee Foo Panciteria Pulilan is, we believe, popular. Like President in Chinatown, or a branch of David’s in some mall. To each his or her own nga naman. But for us, we’re off to look for other Chinese restos na muna as we head out in search of more lafangan venues.
Lee Foo Panciteria Pulilan is located at 159 Barangay Cut-cot, Pulilan, 3005 Bulacan Province. For more information, contact 0925 800 0168, or email leefoopanciteria@yahoo.com.
Travel
Treacherous beauty: Hiking at South Stack Lighthouse in Wales
#Lighthouse fever in #Holyhead, #anglesey via the #SouthStackLighthouse, as checked during this #LGBT trip to #Wales.
Yes, tech has made many lighthouses redundant. Not that they’re no longer relevant. But navigation-wise, we know we have more advanced solutions. Which, perhaps not surprisingly, led to the reconfiguration of many of them.
In Holyhead, Anglesey in Wales, introducing the South Stack Lighthouse.
@outragemag #Lighthouse fever in #Holyhead, #anglesey via the #SouthStackLighthouse, as checked during this #LGBT trip to #Wales ♬ original sound – Outrage Magazine
Una, you’d need a ride to be there. Some use private cars, as we did; others join tours; and others cycle to the place.
Ikalawa, what’s there?
The lighthouse itself is located on a small, rocky island off Holyhead. From afar, it looks like someone’s grand home; mansion-like. Accessible siya after you descend down 400 steep steps.
What will you see while there?
- the former lighthouse engine room
- the top of the lighthouse
- South Stack is also home to breeding seabirds including guillemots, razorbills and puffins
Here’s an FYI: seasonal lang siya bukas.
This is a must-check for lighthouse lovers, of course. Historic, it was built in 1809 by Trinity House from the design of Daniel Alexander. 91-foot tall, it used to allow safe passage for ships on the Dublin–Holyhead–Liverpool sea route.
Another FYI: It is allegedly haunted, and has been visited by a team from “Most Haunted”.
The area housing the lighthouse is, itself, worth checking. There are trails for hikers or joggers or cyclists; though the same could be enjoyed by those who are there only to look for good shots.
Check when you’re in the area… even if you just pass by. Nice siya, promise.
But off we go for more LGBTQIA+ rampa…
Travel
Enjoying nature via trail hiking in Wales
Enjoying nature via #trail #hiking at #Snowdonia #SnowdoniaSlateTrail during one #LGBT visit in #Gwynedd, #Wales.
When in Bangor, you’d be told often that among the best things to do is to hike. And among the must-check is the Snowdonia Slate Trail, which links the old slate-quarrying communities of Eryri/Snowdonia.
So… ayan na nga, even without the right outfit for hiking, but ayaw ma-miss ang chance to check the area, off we went.
@outragemag Enjoying nature via #trail #hiking at #Snowdonia #SnowdoniaSlateTrail during one #LGBT visit in #Gwynedd, #Wales ♬ original sound – Outrage Magazine
Una, the circular route starts near Bangor/Porth Penrhyn. And you need a car or whatever to get to the starting point.
Ikalawa, the trail isn’t just for hiking. It’s also for biking or walking dogs. So you’d be sharing the 133-kilometer long trail with others.
Ikatlo, what’s there?
Mountains built by remnants from quarry sites, to start.
So… Gwynedd used to be known for slate quarrying, and among the biggest players is Penrhyn Quarry which is near Gwynedd, part of The Slate Landscape of Northwest Wales, a UNESCO World Heritage Site.
Now… with slate quarrying, around 75% of extracted material are inferior in quality, called overburden, and so becoming mineral waste. Here, they’re now mountains.
But the trail also shows views typically associated with Wales – e.g. rolling hills that go on forever, rock fences, sheep farms, canals with flowing water… and more.
Usually, sa matatag, people hike the Snowdonia Slate Trail for up to seven days, passing through Bethesda, Llanberis, and so on. But for others… it’s but an opportunity to commune with nature, in a way, while taking those must-have shots.
But we’re off for more LGBTQIA+ discoveries…
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